Amex Diwali 2022 Spend Offer: Get Taj Gift Vouchers

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The much-awaited Diwali festive spending offer from American Express (Amex) is here. But, this year we are in for a disappointment. Unlike previous offers, we have steeper spending targets with not so lucrative rewards. Here are the complete details for the Amex 2022 Diwali Offer.

Offer Details

OfferSpend Rs X and get Taj or other gift vouchers worth Rs Y
Validity26-September-2022 to 10-November-2022
Spends are valid only from the date of enrollment
FulfillmentBy 10-March-2023
TypeTargeted. The offer has to be enrolled from the link in the email.
Eligible Card VariantsPlatinum Reserve, Platinum Travel, Gold Card, Membership Rewards, SmartEarn

Offer Variants

The reward rate is around 4% for all the offers. The high spend targets make it more difficult to plan for these offers. Imagine spending Rs 7 Lakhs just to get Rs 30000 worth of Taj vouchers. Absolute madness! I don’t know who even thought of having such spending targets.

LTF IndusInd Bank Credit Cards
Voucher TypeVoucher ValueSpend TargetBonus Return
TajRs 30,000Rs 7 Lakhs4.2%
TajRs 20,000Rs 5 Lakhs4%
TajRs 12,000Rs 3 Lakhs4%
Hidesign, Charles and Keith, Louis Philippe, MMT Hotel, MAC, Bobby Brown, and AldoRs 4000Rs 1 Lakh4%

My Take

I am somewhat disappointed to see this kind of offer from American Express. We had a bonus return of up to 9.5% in the Diwali spend offer provided for 2021. This time, it is 4%! I don’t expect many will make an effort to even try for this kind of return.

The second problem is spending targets. They are steep and beyond reach for many. Some have got spend targets exceeding their credit limit.

Have you received this offer on your Amex card? Do let me know in the comments.

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