Amex Reward Multiplier 2022 Offers

Amex Reward Multiplier 2022 Offers

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American Express introduced a new Reward Multiplier program in 2021. It is like the popular HDFC Bank Smartbuy but for Amex cards. The program offers up to 10X rewards when shopping through it. While Centurion gets the 10X, cards like MRCC, Platinum Travel, and Gold Charge get 2X, 3X, and 5X rewards. This might not be lucrative but Amex has regular offers for getting extra points. This post will be for these Reward Multiplier offers that Amex has announced in 2022.

January 2022 Offer: Get 22 MR Points per Rs 100

Amex Reward Multiplier January 2022 Offer

Amex has announced a New Year 2022 offer to get a whopping 22 MR points per Rs 100 spent on Reward Multiplier. Here are the details:

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  • Offer: Get 22 MR points/Rs 100 for all Amex cards except Centurion. Centurion gets 22X MR points.
  • Validity: 3-Jan-2022 to 10-Jan-2022
  • Exclusions: Instant Vouchers
  • Fulfillment: 120 to 150 business days

January 2022 Offer 2: Get 22 MR Points per Rs 100

Amex Reward Multiplier 2022 Offers

Amex has brought back the 22 MR points per Rs 100 Reward Multiplier offer for a second time in January 2022. Here are the details:

  • Offer: Get 22 MR points/Rs 100 for all Amex cards except Centurion. Centurion gets 22X MR points.
  • Validity: 16-Jan-2022 to 26-Jan-2022
  • Exclusions: Instant Vouchers
  • Fulfillment: 120 to 150 business days

This also coincides with the ongoing Amazon India Republic Day 2022 sale. So, we get discounts and benefits from Amex as well!

My View

The regular 2X,3X, and 5X offers do not offer much benefit if we have HDFC Bank credit cards and Smartbuy. But, the Reward Multiplier has its own benefits. It is available for more merchants like Tata Cliq, Samsung and Ajio. Plus, we get milestone benefits on Amex cards as well. The milestone benefits can be up to 8% like in the case of the Platinum Travel card. So, if one has to spend online with Amex then Reward Multiplier is a good addition.

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These Reward Multiplier offers are a good way to maximize benefits on spending. For example, I use these offers to meet the 4 monthly transactions on MRCC to get 1000 bonus MR points. So, I get the 1000 MR points on MRCC plus 1320 MR points using Reward Multiplier for Rs 6000 spends.

How are you planning to utilize these Reward Multiplier offers? Do comment and share!

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