Axis Bank Magnus Credit Card Review (2022)

Axis Bank Magnus Credit Card Review

Axis Bank has been making some good moves in the credit card space. In the entry-level segment, we have two great cashback credit cards Flipkart Axis and Ace. And in the premium segment, we have Magnus and Reserve which offer good travel and lifestyle benefits. But, till now both Magnus and Reserve did not have the great rewards that the competition offers. This has changed now for Magnus. Axis Bank recently added some benefits like milestone bonus and miles transfer to the Magnus which make it a compelling offering. I recently got the Axis Magnus and have been using it for some time. Here is my hands-on review of the Axis Bank Magnus credit card.


For fresh applications, the required salary or ITR is Rs 18 LPA. If you already have an existing Axis Bank credit card, you can upgrade to Magnus provided the limit on your card is more than Rs 3 Lakhs.

You can also choose to apply on a C2C (Card to Card) basis with another bank’s credit card having a credit limit of more than Rs 3 Lakhs. C2C applications can only be done offline.

Fees and Charges

Joining and Annual FeeRs 10000 plus taxes ~Rs 11800
Welcome and Renewal BenefitComplimentary Economy Domestic Flight Ticket
Rs 10000 Tata CLiQ voucher
Annual Fee WaiverRs 15 Lakhs spend
Axis Bank Magnus Credit Card Review: Fees and Charges

I prefer the Tata CLiQ voucher as the welcome reward over the economy domestic ticket. The economy ticket also comes with a few restrictions like it cannot be modified once booked. Travel plans aren’t always set in stone. But, Axis Bank seems to think so.


  • All Spends (Except Wallet, Jewellery, and Fuel): 12 EDGE RP/Rs 200 ~1.2% Return
  • Travel Edge: 60 EDGE RP/Rs 200 ~6% Return
  • Milestone Benefit: 25000 EDGE RP on spending Rs 1 Lakh in a month ~5% Return
  • Each EDGE Reward is worth 20 paise

The rewards for spending Rs 1 Lakh in a month come to 6.2% if we redeem vouchers! This is great for heavy spenders and not many premium cards come close to this. But, there is a better use for the reward points if you are into Airmiles and hotel loyalty programs. More on this in rewards redemption.

TRAVEL EDGE is Axis Bank’s version of HDFC Bank Smartbuy where we can book flights and hotels. Magnus gets 5X reward points for TRAVEL EDGE bookings. We also have Grab Deals for earning accelerated EDGE Rewards. Grab Deals is similar to HDFC Bank Smartbuy but comes with more merchants. We have Flipkart, Amazon, and Instant Vouchers where we can get higher rewards on transactions. Bonus EDGE reward points on Grab Deals are capped to 10000 points per month.

Milestone benefit is applicable only from the second calendar month after your card is issued. For example, if you get the card in June then you are eligible for the benefit for July spending. All spending except wallets is considered for milestone spending.

Rewards Redemption

EDGE Rewards can be redeemed from the Axis Bank EDGE REWARDS portal. We have different options including products, gift vouchers, and Airmiles transfer as well. Both Amazon and Flipkart gift vouchers are available. In all cases, the value for each EDGE reward is 20 paise.

  • Amazon or Flipkart Gift Vouchers: 1 EDGE RP = 20 paise
Axis Bank Magnus Credit Card Review - Rewards Redemption
Axis Bank EDGE Rewards – Redemption Portal

Transfer Axis Bank Magnus EDGE Rewards to Airlines/Hotel Partners

Axis Magnus earns a standard rate of 4.8% Airmiles/hotel loyalty points on transactions. This is more than the 3.3% that HDFC Bank offers on DCB/Infinia cards.

Transfer Partner and
Conversion Rate
EDGE Reward Points: Partner Points/Miles
Air Asia
airasia rewards
Air Vistara
Club Vistara
Ethiopian Airlines
Turkish Airlines
Miles and Smiles
Club ITC
Air France-KLM
Flying Blue
Etihad Airways
Etihad Guest
IHG Hotels & Resorts
IHG One Rewards
Marriott International
Marriott Bonvoy
United Airlines
United MileagePlus
Singapore Airlines
Qatar Airways
Privilege Club
Axis Bank Magnus Credit Card EDGE Reward Points – Transfer Partners

Unlimited Complimentary Airport Lounge Access

Axis Magnus cardholders get unlimited international lounge visits with Priority Pass. We also get 8 complimentary visits for guests. But the catch is there is no separate priority pass like Infinia. The guest access is valid only if the primary card member is accompanying them.

Unlimited domestic lounge access (only for primary cardholders) is also available. The access is directly on the Axis Magnus credit card on this list of lounges.

Airport Concierge Services

Axis Magnus also offers 8 complimentary VIP Assistance Services more commonly known as ‘Meet and Greet’. The services include assistance across airport processes, such as check-in, security check, immigration processes, and porter services.

BookMyShow Offer

Buy one and get one free up to Rs 500 for 5 times per month. If you are a movie lover, this is one offer that will excite you. 🙂

Dining Delights

In this, we get a minimum of 15% off on partner restaurants when dining in. Refer to the official Axis Bank Dining Delights website for a list of restaurants and applicable offers.

Axis Bank Magnus vs HDFC Bank Diners Club Black and Infinia

Axis Magnus credit card has shaped up to be quite a good competitor to HDFC Bank DCB and Infinia offerings.

For someone who is into transferring reward points to airlines and hotel loyalty programs, Axis Magnus is a far better deal than anything else right now. Here is a calculator that will help you decide which one offers better value for your spending.

Final Thoughts

Axis Magnus has been in the market for some time now. But, the recent changes that Axis made have made it a card worth applying for. The 6.2% return on Rs 1 Lakh spend is generous and the accompanying benefits are great as well. This is a worthy super premium credit card to try out!

Even if we use Magnus just for regular spending and spend more than Rs 1 Lakh in a month, it is a good option for Airmiles enthusiasts. The conversion rate from EDGE RP to partner air miles/points is lucrative. So, keep transferring those points at regular intervals before any devaluation happens.

  • Monthly Spend: Rs 1 Lakh
  • Regular EDGE Rewards: 12 RP/Rs 200 ~6000 EDGE Rewards
  • Bonus EDGE Rewards: 25000 RP for Rs 1 Lakh spend
  • Total EDGE Rewards: 31000 RP
  • Earned Partner miles/points: 24800! a whopping 24.8% reward rate

This is an amazing 24800 miles on Rs 1 Lakh spend and rivals even HDFC Bank Smartbuy! We can even use Travel EDGE and Grab Deals to earn accelerated EDGE RP. This can take the earn rate even higher.

Axis Bank Magnus Credit Card


Joining / Annual Fees
Features and Benefits


  1. Rijul

    Such a nice informative post!!

    Got this card after reading about the latest point transfer plans.

    Had applied for this card on 20th Nov and got it on 25th Nov. That was some speed of processing.

    Already having Infinia, Amex travel, amazon pay, axis vistara infinite.

    Aiming to score a business class return tickets in 12-18 months time frame.

    Have some basic queries (apologise if something is repetitive)

    1.The milestone benefits are counted for transactions in between statement generation date of one month to statement generation date of other month or it is counted from 1st to 30th/31st of every month. Have my wedding in Jan, so planning to use this card for 2-3 transactions and earn around 60000 points.

    2.My card was approve on 25th nov. The expiry date month on the card is also 11. So if I spend 1lac+ from Dec 1st to Dec 31st, will I be able to earn 25k points.
    Had read that as a thumb rule, we should add one month to the expiry date month and from that month the milestone benefit is applicable.
    Was wanting to revalidate that.

    3. Out of context, does some one here has any idea about yaper. Have seen few youtube live of their founders. would like to get the take of the author and feloow members

    • Card Maven

      Congratulations on getting the Magnus. 🙂

      1. Calendar month
      2. Yes, you should get 25K for December spending
      3. Avoid Yaper app usage

  2. aman

    Very well written article. Have got couple of questions:

    1. You have written we get 15 points for every rs200 spent, and they can be converted 5:4 to various airline miles, is there any upper limit on monthly point we can transfer to the various airline partners?

    2.Is there any age limit to apply for the card, I was thinking to apply for my dad who is 65.

    3.Can you explain on the 1 lakh/month spend and get 25k bonus points thing? Is it recurring month after month, or one time offer?

    4.I have monthly insurance expense (non emi) of Rs.2lakh due to my factory cover, will that also earn points at 15points/Rs.200?

    5. Last question, slightly unrelated (but related question 🙂 Is Axis Private card open for all who meet the criteria, or only in house existing customers?

    6.I already have Axis Vistara Infinite, with 3L+ limit, if I apply for Magnus/private (and approved) will I get new-standalone limit or the old limit will be shared by the new cards too?

    • Card Maven

      1. It is 12 RP/Rs 200 not 15 RP/Rs 200 for Magnus. No cap on transfers.
      2. The upper age limit for eligibility is 70 years.
      3. Every calendar month
      4. Only insurance spends up to Rs 1 Lakh will get rewards.
      5. Burgundy Private? You can get it through RM if you have a Burgundy account.
      6. If you apply online, same 3L+ shared limit. If you apply via C2C, they match the limit in most cases. So, if you get 10L on the new card, 3+ will be shared with other cards and this will have another 7L to spend.

      • tanay

        I did a transaction yesterday for marks and spencer edge reward points. How many days will it take for the 45x reward points to be credited?

  3. Harsh

    Hi Mate ,

    It is really nice looking at your blog here and i really like how simple you have mentioned details. I have few details to ask if you can answer.

    1) Confirming -> There is no monthly cap for reward points on travel edge for example , i will get 5X points spend on travel edge i have one flight to book which cost me RS 4 lac , so per 1 lac its 6,000 points so for 4 lac it comes around 24000 and 5x means 1,20,000 EDGE POINTS and 25,000 extra bonus point so total comes around 1,45,000 is that correct understanding ?

    2) Lets say i have got the card on 25th Nov today only , and i have used 1 lac by 30th Nov 2022 , will i eligible for both the points ? and from 1st december 2022 i will start my new spending so will get maximum use of the points.

    3) Lets say i have purchased 10x vouchers from , is there any reward capped ?

    Thank you so much in advance , Looking forward hearing from you

    • Card Maven

      Always happy to help 🙂

      1. Yes
      2. As per the 25K milestone T&C, it will be valid only from December 2022. But some have got it for the 1st month as well. If it does not work, Axis will not help as they have mentioned in T&C. So, would advise using it only in Dec.
      3. No as per Axis Bank customer care. It is also mentioned on the Gyftr portal.

  4. tanay

    It seems intermiles conversion results in 1 point = 0.5 rs return. So for 10,000 points you can buy 5000 rs flights. But is there any quota while booking flights with intermiles. Want to avoid situation that intermiles point cant be used to book because of no seats

    • Monu

      where r u getting 1 point = 0.5 rs return on intermiles?

  5. tanay

    does marriot bonvoy hotel booking via paoints include breakfast? Or should i convert points to intermiles?

    • Card Maven

      You can always check with the hotel before booking.

  6. Ashish Nimodia

    Does the insurance transaction qualify complete or only till this month emi amount for 25k regards limits for axis magnus on spends.

  7. Anshul

    Hi! Thanks for a great review. I hold a magnus card and wanted to understand point capping on grabdeals and gyftr.
    For grabdeals, I think the website mentions maximum 10000 edge rewards as cap.
    For gyftr, I don’t see any cap.

    My question is, can we earn more than 10000 edge rewards through gyftr?
    Has anyone tried it?

    • Card Maven

      We will get to know in a few months as there is 90-120 days timeline for the bonus points.

  8. Ankur

    I just received an email regarding dining delights birthday offer for my Magnus card (started from 1st Oct 2022) which gives you 1 year EazyDiner prime along 50% off at restaurants upto Rs 3000 plus free cake/dessert in your birthday week.

    • tanay

      How to get this offer as my bithday is next week but did not get any such mail/call by the bank?

  9. Yash

    I had certain doubts regarding axis magnus. If you could please help.
    1) is ulip insurance premium included in spendings for bonus and reward consideration
    2) Is there a cap on the reward points you can recieve per month or that you can spend per month?
    3) If we do not spend the reward points, is it converted into cash after some point?

    • Card Maven

      Hi Yash,

      1. Yes
      2. No cap except on rent and insurance transactions
      3. No cash redemption option

      • Yash

        Thanks for the quick reply. Extremely helpful.
        Just a quick question to that, supposing i paid 6 insurance premiums of 50k each month, would there be a cap to the points i recieve?

        • Card Maven

          No cap. You will get the rewards.

        • Anupam

          Great review which also helps in how to better utilise the card.

          It seems like the air miles offer is quite good.

          However are there any limitations how and in whose names the tickets can be purchased?

          So for example if I load Paytm with 1 lakh in a month i will get around 25k points. These can be used for 20k miles. So 1 mile is equal to 1 rupees? If not what is the conversion rate?

          The initial 10k flight ticket is for 1 ticket or i can use it to buy n tickets and pay extra amount?

          Also can I buy tickets in anyone’s name?

          • Card Maven

            Wallet loads are excluded from rewards for the Magnus. Yes, you can buy tickets for others using miles.

            The 10K is for a one-way ticket. But, would suggest using the Tata CLiQ voucher in place of that.

  10. Are Rent Payments counted in the 1 Lac milestone? If I have 80k spends and 20k rent payment via card, will I get the 25k edge points?

    • Card Maven

      Yes, rent payments are eligible for the milestone.

      • KJ

        Is it possible to pay rent via redgiraffe on this? I haven’t been able to figure out how…

  11. vaibahv

    In air asia 1 point will be 1 r?

    so 300 points —- 240 air asia point or 240 rs>

  12. Vinay

    Adding money in the amazon wallet will be considered for the monthly milestone?

    • Card Maven

      Avoid directly adding to Amazon Money as it may get tagged as a wallet transaction. Buy GVs from Gyftr, Woohoo, and add.

  13. Vicky

    My experience of meet and greet service at Delhi airport.

    Got a call 2 hours prior to the flight from the executive to meet at Gate no 1. When I reached the porter and executive took the bags from the cab and did the check-in. No priority check-in or security. The only good thing is he got me seats in the first row with great space.

  14. Monu

    Have you ever received accelerated edge points on grab deals even once? Not a single person in my circle (12-13 people) who own Magnus card received it even for February spends.

  15. vicky

    How to get tata cliq voucher. Which website to place requst

    • Ashutosh

      Thank you for choosing Axis Bank Magnus Credit Card. You are eligible for a complimentary flight ticket/Tata CliQ voucher worth INR 10,000. Avail your voucher at ; T&C:

  16. Debashis

    I am using the Magnus card
    And used 5x flipkart on grabdeals
    How will I know that it’s gone through
    As I have not received any message regarding grabdeals confirmation
    And what are the best ways to make sure that my grabdeals transaction is taken up by the system

    • Card Maven

      Some receive the confirmation SMS and many do not. So, the only way to know is to wait 90-120 days for the transaction to be processed for bonus EDGE rewards.

      Disable any privacy/ad blocker extensions on your browser. And ensure you have nothing in your cart before you click through from the Axis Bank Grab Deals link. Or, another option is to use browser incognito mode.

  17. Rahul

    Could you pls share the document where it is mentioned that jewellery spends are excluded?
    I could not find it anywhere. Would be great if you could share it.

    • Card Maven

      Please check Axis Bank Standard T&C in the 3X EDGE Rewards offer document.

      But as of now, we are getting rewards on jewelry transactions.

      For milestone rewards, only wallet spends are excluded.

      • Rahul

        Yea I saw jewellery in 3x edge rewards offer doc but couldnt find it anywhere else for milestone.
        I had one more doubt.
        Suppose I book flights worth 200000 then will I get 200000*6% *5 = 60000 edgerewards and plus the 25000 bonus so 85000? or is there some limit?

        • Card Maven

          For the 1L monthly milestone, only wallet spends are excluded. Everything else is eligible.

          Yes, no limit on Travel Edge. So, you will get 6% plus 25K EDGE Rewards for meeting the 1L milestone.

          • A2m

            Can you again clarify is it 6% of 30% rp for 200,000 expense on Travel Edge?

          • Card Maven

            5X EDGE RP or 60 EDGE RP/Rs 200. The value of the RP differs based on whether you want to redeem for vouchers or transfer to miles.

  18. Krishna


    Milestone benefit (25K RP) counts from 1st to last day of every month?
    please let me know my understanding is correct or not?

    • Card Maven

      That’s right. It is as per calendar month.

      • Krishna

        Hi Bro , one more question, i brought some gift vouchers (more and swiggy) in PAYTM, hope magnus system will not treat these are wallet loads? can you please confirm?

        • Card Maven

          It depends on the MCC. Difficult to know that. But you can check purchase category in the statement.

          • Krishna

            Thanks for the reply,

            in statement it mentioned like this
            PAYTM ECOMMERCENOIDAIN CLOTH STORES, so any idea how system treats this?

          • Card Maven

            Yes, you may get the points. What is the purchase category shown on the card statement?

  19. Nikhil

    I hold Axis Magnus, Axis Vistara Infinite & HDFC Infinia cards. I have an upcoming International flight booking on Vistara network worth over 1 lakh and upcoming international hotel booking worth over 1 lakh too.
    Which card should I use to book to maximise rewards ?

    • Card Maven

      I would suggest splitting between Magnus and Infinia. You will hit Magnus milestone with Rs 1 Lakh spend. Then for the second booking, you can choose Travel Edge or Smartbuy based on where you get a better benefit. Or if possible, use the Magnus in two different calendar months for two milestone rewards.

      • tanay

        Hi is there any cards for airport meet greet service for international airports like KUWAIT. need for a transit

      • jot

        Do we get milestone benefit if we spend more than 1 lac on travel edge portal as we already get accelrated points on that. will i get 25000(mile stone benefit)+30000(accelrated points on travel edge)

          • jot

            Thanks a lot for the information and replying so quickly .keep it up

    • Krishna

      purchase category is “CLOTH STORES” in statement

      • Card Maven

        You will get it. Don’t see any issue. 🙂

  20. Nikhil A

    I have HDFC Infinia, Axis Magnus and Axis Vistara Infinite. I have an upcoming international flight booking for over 1 lakh and hotel bookings for around 1 lakh. Which card should be used and where ?

  21. Karan

    Is the limit of 10k edge rewards per account or per card? On some links its per card and on some per account.

    • Card Maven

      10K per customer per calendar month as per T&C

  22. Karan

    Is the limit of 10k edge rewards per account or per card?

  23. Harsh

    The airport meet and greet service booking is not getting completed. Some error

  24. Ashutosh Poddar

    I want to know is their any capping 5X points on booking flights/hotel from travel edge.

    Suppose I book flight/hotel for 1.5 lakh in a month then will I get 45000 points for the same apart from monthly accelerated bonus or is their any capping on maximum points like 10000 points on shopping via grab deals.

      • Rahul

        Hi. Where is it mentioned that there is no rewards on jewellery? I couldn’t find this info anywhere. They consider fuel and jewellery right? Only wallet spends not considered.

        • Card Maven

          Please check Axis Bank Standard T&C in the 3X EDGE Rewards offer document.

          But as of now, we are getting rewards on jewelry transactions.

          For milestone rewards, only wallet spends are excluded.

  25. vaibhav

    I got my magnus card yesterday. Does it make sense to buy makemytrip hotel voucher for adding to wallet balance when booking hotel via MTM. I mean buy the mmt voucher from axis gyftr?

    • Card Maven

      Unless you have any other bank-specific offer on MMT, may be Yes. Also, check Axis Travel Edge for hotels.

  26. vicky

    Do meet and greet service actually help in priority security or check in or it is just porter service at airport

    • Card Maven

      They do help in priority check in and security as well. It all depends on the airport.

  27. Poorna

    Applied for the card. Waiting for delivery.

    1.What is the minimum credit limit of this card?
    2.Most websites have 1,5% mdr on cc payment for rent. Which platform is the cheapest for paying rent?
    3. Are the grab deals as good as smartbuy?

    • Card Maven

      1. Supposed to be 3 Lakhs but Axis also issues with a lower limit in some cases.
      2. Try MagicBricks
      3. Though there are more partners, I still find Grab Deals not so useful.

  28. Ashutosh Poddar

    I had recently got Axis Magnus Card, have few queries

    1. Is their any capping on edge points on mothly spent on flight ticket at travel edge portal, if I spend 50000 on flights will I get 15000 points or is their capping of 10000

    2. Is their any clarity on capping on single transaction of 1 lakh of 6000 pts or capping applies on some type of transactions only.

    • Card Maven

      1. None for now as per T&C
      2. Cap on rewards is only for rental transactions

      • Abhinav Bhat

        Hi, thanks for this instructive review.

        I wanted to understand what’s the capping for rental transactions. eg if I spend 1l per month on rent, will I get the regular 6k reward points and the 25k milestone benefits?

        • Card Maven

          EDGE Rewards will be given only for rental payments till Rs 50000 for Magnus.

          • Abhinav Bhat

            Got it. But if I’m spending 1 lakh per month on rent, that still counts for the milestone benefits, right?

          • Card Maven

            Yes. It still counts for milestone.

      • Ashutosh Poddar

        Axis Bank Customercare told that 1 lakh capping applies to Rent and Insurance also. Can u clarify whether capping applies to Insurance transaction also upto 1 lakh ie.6000 points

        • Card Maven

          There is no such capping disclosed for the Magnus till. I am not sure from where customer care is getting this info.

          We have only one restriction – Only rent payments up to Rs 50000 will get EDGE Rewards.

          • Ashish

            Which website do you suggest for Rent payments? And will rent payments count towards the 1 lac spend and edge points?


          • K

            The customer care mentioned the same. Rent, Fuel and wallet spends are not considered for the milestone benefits. When asked for the mention of it in T&C they had no response.

          • Sharad Kumar Ramesh

            Hello, I had a doubt with the 8 complimentary lounge visits for guests of the card holder. Is this limit of 8, on a calendar year basis or financial year basis?

          • Card Maven

            Card anniversary year

  29. Raja Puri

    I believe on Vistara we get 5:4 conversion rate .

    • Card Maven

      Thanks Raja. Yes, I had missed it. I have added it now.

  30. krishna

    The unlimited domestic lounge access is for both the primary and add-on card holders. You might wanna check that. Cheers

    • Card Maven

      Hi Krishna – Have you tried it? If yes, which variant Visa or MC. As per Axis Bank, unlimited access for add-on cards was valid till March 2022.

      • Tanay

        Yes unlimited lounge access is for both primary and addon. I have MasterCard variant, tried in July 2022.

  31. Phani

    As per your excel it’s not worth if Spends less than 1L, so whats your suggestion for a person who travels rare, like literally 1 or 2 times in 2 years and spends less than 1L?

    Also, any shortcut to apply this card for existing credit card holder, since they’re not taking requests through phone/chat, without hitting Cibil enquiry?

    • Card Maven

      Yes, if you are not into miles transfer. For 1-2 times, you can just use the credit card with the best offers on the OTA apps. 🙂

      • Phani

        Thanks for the response.

        How to apply Axis card now without fresh application, is there any way after new RBI rules said by Customer support?

        • Card Maven

          Try emailing them through their Support link. If it does not work, then apply online. CIBIL inquiries do not matter much over the longer time frame.

  32. Bhargav

    They also have an upto 10x offer going on for buying gift vouchers.

    So if I buy 1 lakh of Kalyan jewellers gift vouchers, would I receive 60000 RP which would be 48000 Air miles? Is that for real? Are there any capping or so?

    • Card Maven

      There is a cap of 10000 bonus EDGE RP per month for Grab Deals. It would be applicable for Instant Vouchers also.

  33. KArthik

    thanks for the detailed review. A couple of quick questions. Do we earn RPs on insurance payments? If not, do they at least count for the milestone of 1 lac for 25k points?

  34. siva

    What is the card the variant ?
    Website shows master card image and Rs 25 for domestic lounge access.

    • Card Maven

      Axis Magnus was released on the Mastercard platform but switched to Visa Infinite because of the RBI ban. Charges will be Rs 2 for Visa variant and Rs 25 for Mastercard variants.

      • Siva

        Thanks CARD MAVEN.
        If I apply for Magnus card today, will I get Visa variant or Master Card Variant ?

        • Card Maven

          Last I heard, they are still issuing Visa Infinite.

  35. Suvarna

    Very well compiled article !
    Just to clarify, we get reward points for rent payments made via Magicbricks / Redgiraffe also correct?
    So if I am paying a rent of about 1.5 L every month, I will get the milestone benefit of 25k edge rewards plus the regular rewards?

    • Card Maven

      Yes. Rent payments are eligible for milestone benefits.

      • Bhargav

        Rent payment on Magnus card has capping of 50000 a month.

        But perhaps for milestone benefit there is no cap

        • Card Maven

          That’s right. It would count for milestone benefits as of now.

  36. Yash Jhaveri

    When travelling with 4 people and using meet and greet service… does it count as 1 service used or 4 service used out of the total 8 available

    • Card Maven

      It will be counted as 4 redemptions.

  37. Vin

    Well written article! I got a Magnus basis your post.
    Later found out a limitation on this card so thought to let know you a ‘hidden’ T&C.
    You’ll only receive maximum of 6000 edge reward points per transaction on this card, that means transaction limit of ₹1,00,000.
    E.g. if you make a transaction of ₹1,50,000 you’ll be credited with 6000 reward points instead of 9,000.

    • abhishek

      i have spend 10855 and i got 6048 reward points . i don’t know if what you are saying is applicable to any specific transaction ?

    • Rushabh Shah

      This is applicable on payment of lic renewals, insurance etc etc.. i dont think any bank also hdfc dont give reward points on lic payment.

      • Avinash

        HDFC does give reward points capped at 5000 RP per day for Infinia, implying max transaction of 150000

  38. Jatin


    Great writeup! Thanks a lot for this post. I have a couple of questions:

    1. Is there any UI to view all EDGE Reward Points with category breakup? The card monthly statement does mention “Merchant Category” but no breakup of the points earned.

    2. Is there a way to apply for Add-On card via app or netbanking w/o talking to customer care? I couldn’t find that option.

    • Card Maven

      Hi Jatin,

      Thank you!

      1. We can see EDGE Reward Points earned per transaction on the EDGE Rewards Portal at

      Log in with Axis Netbanking credentials and go to Profile (person icon on top). Scroll down to ‘My Linked Accounts’ and click on ‘Know More’ against the credit card. It will show you the complete details for each transaction.

      2. Add-on cards are temporarily stopped by Axis Bank while they resolve some issues. We should see it back soon.


      • Jatin

        Thanks a lot for a quick response! 🙂

      • Bhargav

        I have received add on card after a long wait. You need to meet your RM and fill an offline form for the same.

  39. Anil

    Axis Magnus has meet and greet service.. Have u tried this service as there is lot of complaints about this.. Also heard that suppose if u are family of 4 people then all 4 would be counted for complementary acces what u get.. is it true

    • Card Maven

      I got the card recently. Did not get a chance to try it out yet as I am avoiding unnecessary travel.

      For the second question, yes. All 4 would get counted against the total of 8 visits.

      • Jampana raju

        Hai. I have spent more than one lakh on June month and bill is generated on July. But till now bonus points are credited??
        May i know when will this bonus points be credited

    • ashwini

      hey just applied for this card, waiting for delivery. is this a metal card? if yes, than this will be my first metal card. 😁

        • Ranjeet

          Applied c2c in offline. Used my Millenia cc 8 months old with 3.8 lakhs limit. Got it aprooved in 3 working days. Credit limit received is 3 lakhs. From Hyderabad and don’t have existing axis relationship.

          • Sai Eaaswer

            Hi Ranjeet,

            From starting onwards you are having 3.8L limit on Millenia? or you got limit ehancement?

            Thanks in advance

Leave a Reply

Your email address will not be published. Required fields are marked *