If you travel outside India or transact online in foreign currency, there is one fee that you always have to pay. A foreign currency markup fee is levied on each non-INR transaction on an Indian credit card. This fee can range from 3.5% plus GST and add to significant amounts. But, we can save on this charge by using credit cards that offer good rewards and reduced forex markup. This post lists the best debit cards for foreign spends and international travel. So, here is how much you can save on your foreign spending with a reduced forex markup fee on these cards.
IndusInd Bank Exclusive Debit Card
- u003cstrongu003eAnnual Fee:u003c/strongu003e Zero for Exclusive Accounts
- u003cstrongu003eVariants:u003c/strongu003e Mastercard World/Visa Signature
- u003cstrongu003eForex Markup Charges:u003c/strongu003e 0%
- u003cstrongu003eRewards: u003c/strongu003eUp to 6 RP/Rs 200
- u003cstrongu003eLounge Access: u003c/strongu003e2 complimentary visits/qtr to domestic airport lounges for u003ca href=u0022https://specials.priceless.com/mastercard/images/33b6f06f-8386-4adb-9c0a-89e22a557cfb.pdfu0022 target=u0022_blanku0022 rel=u0022noreferrer noopeneru0022u003eMastercardu003c/au003e || u003ca href=u0022https://in.review.visa.com/content/dam/VCOM/regional/ap/india/global-elements/documents/in-participating-airport-lounges.pdfu0022 target=u0022_blanku0022 rel=u0022noreferrer noopeneru0022u003eVisau003c/au003e
IndusInd Bank Pioneer Debit Card
- u003cstrongu003eAnnual Fee:u003c/strongu003e Free for Pioneer Accounts
- u003cstrongu003eVariant:u003c/strongu003e Visa Infinite
- u003cstrongu003eForex Markup Charges:u003c/strongu003e 0%
- u003cstrongu003eRewards:u003c/strongu003e 0.5%
- u003cstrongu003eLounge Access:u003c/strongu003e 2 complimentary visits/qtr to domestic airport lounges for u003ca href=u0022https://in.review.visa.com/content/dam/VCOM/regional/ap/india/global-elements/documents/in-participating-airport-lounges.pdfu0022 target=u0022_blanku0022 rel=u0022noreferrer noopeneru0022u003eVisau003c/au003e
RBL Signature+ Debit Card
- u003cstrongu003eAnnual Fee:u003c/strongu003e Rs 1500 (Waived on Rs 3 Lakhs annual spend)
- u003cstrongu003eVariant:u003c/strongu003e Visa Signature
- u003cstrongu003eForex Markup Charges:u003c/strongu003e 0%
- u003cstrongu003eRewards:u003c/strongu003e 1%
- u003cstrongu003eLounge Access:u003c/strongu003e 2 complimentary visits/qtr to u003ca href=u0022https://www.visa.co.in/content/dam/VCOM/regional/ap/india/global-elements/documents/in-participating-airport-lounges.pdfu0022 target=u0022_blanku0022 rel=u0022noreferrer noopeneru0022u003edomestic airport lounges for Visau003c/au003e
Fi Debit Card
- u003cstrongu003eAnnual Fee:u003c/strongu003e NIL
- u003cstrongu003eVariant:u003c/strongu003e Visa Platinum
- u003cstrongu003eForex Markup Charges:u003c/strongu003e 0%
- u003cstrongu003eRewards:u003c/strongu003e Nothing assured. Can be Fi-coins or cashback.
- u003cstrongu003eLounge Access:u003c/strongu003e Not available
NiyoX Debit Card
- u003cstrongu003eAnnual Fee:u003c/strongu003e NIL
- u003cstrongu003eVariant:u003c/strongu003e Visa Platinum
- u003cstrongu003eForex Markup Charges:u003c/strongu003e 0%
- u003cstrongu003eRewards:u003c/strongu003e 0.3%
- u003cstrongu003eLounge Access:u003c/strongu003e Not available
