If your income is ₹12 lakh or above, the Eterna Credit Card is showing up as Lifetime Free during the online application — no joining fee, no annual fee.
Why It’s Worth Applying
• Up to 3.75 percent rewards on online, dining and travel
• Unlimited domestic airport lounge access (primary + add-on)
• 2 percent forex markup
• ₹2500 welcome bonus + ₹5000 milestone reward
• BOGO movie offer on District
How to Check If You’re Eligible
Apply on the BoB Financial website
The system auto-detects...