Bank of Baroda Eterna Credit Card Now Available Lifetime Free Till 31-March-2026

[asktriman]

How many rp i will get, if i use rupay for scan and pay ? Is it 75 paisa for 100 rs ?

Yep

 

[Salman]

How many rp i will get, if i use rupay for scan and pay ? Is it 75 paisa for 100 rs ?

Mcc check karke karlo
Groceries excluded hai

 

[karanssh]

my application got denied. no idea why.

 

[ssr]

Offer extended to 31 march 2026

 

[Adit417]

If your income is ₹12 lakh or above, the Eterna Credit Card is showing up as Lifetime Free during the online application — no joining fee, no annual fee.

Why It’s Worth Applying​

• Up to 3.75 percent rewards on online, dining and travel
• Unlimited domestic airport lounge access (primary + add-on)
• 2 percent forex markup
• ₹2500 welcome bonus + ₹5000 milestone reward
• BOGO movie offer on District

How to Check If You’re Eligible​

1. Apply on the BoB Financial website
2. The system auto-detects eligibility
3. Look for Eterna – LTF at the final summary screen
4. Take a screenshot before submitting

Who Should Apply​

Great for users who spend on online shopping, travel, dining and international payments.

Share Your Experience​

If you applied and got the LTF pricing, drop your approval timeline and screenshots to help others.

APPLY NOW - https://cardmaven.in/go/bobeterna

Income more than specified one. But application shows not eligible for card. Is it because i am holding premier card?

 

[ssr]

How to redeem reward points?
1. Is statement credit option available?
2. Are there Any charges for rp redemtion ?
3. Is amazon gift card purchase in amazon app, eligible for 3.75% cashback ?

 

[CardMaven]

Ys

Income more than specified one. But application shows not eligible for card. Is it because i am holding premier card?

Yes, this is only for NTB customers.

 

[CardMaven]

How to redeem reward points?
1. Is statement credit option available?
2. Are there Any charges for rp redemtion ?
3. Is amazon gift card purchase in amazon app, eligible for 3.75% cashback ?

1. Yes
2. No
3. Yes, works fine

 

[rathee]

Ys


Yes, this is only for NTB customers.

Is new to bank only in terms of credit card or bank accounts as well? Also, what is the cool down period to reapply after rejection?

 

[CardMaven]

Is new to bank only in terms of credit card or bank accounts as well? Also, what is the cool down period to reapply after rejection?

Just credit cards, 30 days.

 

[Raunak]

Eterna Rupay or Visa which one to opt for ?

 

[asktriman]

Eterna Rupay or Visa which one to opt for ?

Eterna RuPay for JCB Offers and UPI payments
Visa for everything else

 

[Satya]

I have applied for BOB etherna from your link but after putting the details it's showing BOB Select card to choose only. Anyone have the same issue.

 

[CardMaven]

I have applied for BOB etherna from your link but after putting the details it's showing BOB Select card to choose only. Anyone have the same issue.

It shows pre-approved cards based on CIBIL score. If you don't see Eterna, then best to go offline and apply with C2C at a BoB branch.