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Guide Get 1% cashback on credit card bill payments with HDFC BillPay

CardMaven

CardMaven

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May 19, 2024
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210
<This method is done & dusted. Don't use it>

Few years back, everyone's focus was on getting high rewards with credit card transactions. With that sorted, he focus has now shifted to getting rewards on credit card bill payment. HDFC BillPay and its Platinum & Millennia debit cards are one of the best ways to get up to Rs 750 every month just for paying credit card bills. Here is everything you need to know about this and how to pay your credit card bills on HDFC BillPay.

Which HDFC Bank Debit Cards get cashback on credit card bill payment?​

  • EasyShop Imperia Platinum Chip Debit Card
  • EasyShop Preferred Platinum Debit Card
  • Easyshop Classic Platinum Debit Card
  • EasyShop Platinum Debit Card
  • Millennia Debit Card

What is the cashback cap on these debit cards?​

  • Platinum Debit Cards: 1% cashback up to Rs 750 per calendar month only with HDFC BillPay or SBI Unipay
  • Millennia Debit Cards: 2.5% cashback up to Rs 400 per calendar month with HDFC BillPay or SBI Unipay

Which credit cards can we pay from HDFC Bill Pay?​

American Express, Axis Bank, Bank of Baroda, Central Bank of India, Citibank, HSBC, ICICI Bank, IDBI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, SBI Card, Saraswat Bank, Standard Chartered Bank, Yes Bank

How to pay using HDFC BillPay?​

  1. Log into HDFC Bank Netbanking and select 'BillPay and Recharge'
hdfc-bank-billpay-1.png
  1. Click on Continue
hdfc-bank-billpay-2.png

  1. Click on Add Biller on top right corner
hdfc-bank-billpay-3.png

  1. Select category as Credit Card
hdfc-bank-billpay-4.png
  1. Choose your credit card issuer from this list
hdfc-bank-billpay-5.png

  1. Enter your card number and nickname. We choose to keep SmartPay as off and also it is not supported for all issuers. It takes 3-5 days for validation in some cases.
hdfc-bank-billpay-6.png
  1. Navigate to home after the biller is approved and click Pay against the credit card.
hdfc-bank-billpay-3.png

  1. The important step is to choose Debit Card in the payment mode when making the payment.
hdfc-bank-billpay-8.png

How to pay credit card bills using Millennia Debit Card?​

Millennia DC offers 2.5% cashback up to Rs 400 every month on using it to pay credit card bills with either HDFC BillPay or SBI Unipay. Each transaction has to be more than Rs 400 on Millennia to get cashback on it.

How long does it take to get the cashback?​

For Platinum debit card, the cashback is credited in 2-3 days of payment. For Millennia DC, cashback will be credited in 90 days.

How to redeem the cashback?​

We can redeem the accumulated cashback from Netbanking --> Cards --> Debit Cards --> Cash Back Enquiry and Redemption.
 
For normal easy shop platinum it's 750rs per month
then what is the monthly limit for classic and higher variants ?
And are there any other benefits for higher variant debit cards ?
 
ssr said:
For normal easy shop platinum it's 750rs per month
then what is the monthly limit for classic and higher variants ?
And are there any other benefits for higher variant debit cards ?
Click to expand...
Only millenia and easy shop platinum dc give RP on cc bill payment rest dc don't give RP on cc bill pay
 
Are you sure ?
Op clearly mentioned in mainpost that we can use these debits cards( classic platinum, preferred platinum and imperia platinum debit cards ) for credit card bill payments.
I am asking about these debit cards monthly limit and other benefits
 
ssr said:
Are you sure ?
Op clearly mentioned in mainpost that we can use these debits cards( classic platinum, preferred platinum and imperia platinum debit cards ) for credit card bill payments.
I am asking about these debit cards monthly limit and other benefits
Click to expand...
ESP(EASY SHOP PLATINUM) dc is same just card logo and a few benifits added to your dc as per your account.
MAX CB ON ESP IS 750/MONTH.

In case of millenia it's 400/MONTH.

ESP dc give RP in 2/3 working days while millenia dc give RP after 90 to 120 days.
Millenia do gives RP wallet loads but ESP don't.

If your cc bills are more than 75k than ESP dc is good otherwise millenia dc is fine.

Millenia charges - 499+taxes
ESP charges - VARIES on the account varient for some accounts it's life time free
 
Thank you so much
Could you please tell me the other benefits of classic easy shop platinum debit card ?
And for purchasing e gift card via hdfc smartbuy how much return we can get ?
 
Millenia dc

Know Features & Benefits of Millennia Debit Card | HDFC Bank

Discover the Millennia Debit Card designed for the smart generation. Enjoy cashback, shopping rewards, and seamless digital transactions every time with your HDFC Bank account.
www.hdfcbank.com www.hdfcbank.com

ESP dc

EasyShop Platinum Debit Card - Ultimate Cash Back Card on Shopping | HDFC Bank

EasyShop Platinum Debit card entitles you to a higher limit on your daily spends along with exclusive cash back offers on retail & online shopping. Apply Now & Shop Easy!
www.hdfcbank.com www.hdfcbank.com
 
Is there anything like this cashback is paid only for 1st year of getting debit card and after 1 year you do not get 1% cashback
 
Yes, this is the end for reward points for HDFC BillPay+DC combo for credit card payments.
 
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