This post summarizes the reward point structure, redemption of MR points and usage guide for Amex platinum travel credit card. I've covered the similar usage for Amex MRCC in this post.
Reward structure
Amex Platinum Travel gives base reward of 1MR point on every ₹50 spent on the card. If you spend to buy vouchers on Amex Gyftr portal, then it gives 3 MR points on every ₹50 spent. Excluded spends for MR points are Fuel, Insurance, Utilities, Cash transactions and EMI conversion.
There are 2 milestone benefits of this card. 15000 bonus MR on spend of cumulative spends of 1.9 lacs in a year and another 25000 Bonus MR points on cumulative spend of 4 lacs in a year. In addition to 25000 Bonus points, a Taj voucher worth Rs 10,000 is given. All spends are counted towards milestone calculation.
One important thing is that full bonus MR points are not credited automatically. You get half bonus MR points automatically and for another half points, we need to call/chat customer support team.
1. Transfer to hotel partners: Best value of points is generally realized when transferred to Marriott Bonvoy points as points can be transferred at 1 MR point to 1 Marriott Bonvoy point which can be redeemed at ₹1 at several of their properties. On top of this, Amex runs a yearly offer where one gets a 30% bonus on redeeming it for MB points. There are 2 hotel partners towards which MR points can be transferred.
2. Transfer to Airline partners. I've listed down all airline partners and their transfer ratios in below table.
3. Gift vouchers: These points can be redeemed towards multiple gift vouchers (Amazon, Flipkart and many more) at 25p/point. If someone has Amex MRCC or Amex Gold, then MR points can be clubbed and can be redeemed at minimum 33p/points through Gold collection (18K/24K points).
4. Cover towards travel: One can book travel through Amex travel portal and points can be redeemed at 30p/points.
5. Cover towards card charges: MR points can be redeemed towards card charges at 25p/point.
Other Major Benefits of this card:
MR points value is very dynamic depending on their redemption option. I've taken 50p/points value for calculation.
On spend of 1.9 lacs, one gets 3800 Base MR points +15000 Bonus MR points resulting in ~5% reward rate.
On Spend of 4 lacs, one gets 8000 base MR points + 40000 Bonus MR points + 10000₹ Taj Voucher resulting in `8.5% reward rate.
If this card is used to buy vouchers from Amex Gyftr portal, base points increase to 3X which gives even better overall reward rate.
How much does this card cost?
If applied through referral, this card is FREE for the first year! Also, one will get 2000 Referral Bonus MR Points.
From second year onwards, fee is ₹5000 + GST.
But one can call customer care and they provide good offers for renewal like waive off significant portion of annual fee or good number of MR points (10-15K) on renewal.
Apply for Amex platinum travel Card for free using the following referral link.
Apply for Amex Card
Reward structure
Amex Platinum Travel gives base reward of 1MR point on every ₹50 spent on the card. If you spend to buy vouchers on Amex Gyftr portal, then it gives 3 MR points on every ₹50 spent. Excluded spends for MR points are Fuel, Insurance, Utilities, Cash transactions and EMI conversion.
There are 2 milestone benefits of this card. 15000 bonus MR on spend of cumulative spends of 1.9 lacs in a year and another 25000 Bonus MR points on cumulative spend of 4 lacs in a year. In addition to 25000 Bonus points, a Taj voucher worth Rs 10,000 is given. All spends are counted towards milestone calculation.
One important thing is that full bonus MR points are not credited automatically. You get half bonus MR points automatically and for another half points, we need to call/chat customer support team.
MR Points value
There are multiple ways of using MR points.1. Transfer to hotel partners: Best value of points is generally realized when transferred to Marriott Bonvoy points as points can be transferred at 1 MR point to 1 Marriott Bonvoy point which can be redeemed at ₹1 at several of their properties. On top of this, Amex runs a yearly offer where one gets a 30% bonus on redeeming it for MB points. There are 2 hotel partners towards which MR points can be transferred.
| Hotel Partner | Transfer Ratio (MR Points: Hotel Points) | Transfer Time | Minimum points needed for transfer | Maximum points transfer |
| Marriott Bonvoy | 1:1 | Up to 48 hours | 100 | 900000 |
| Hilton Honors | 10:9 | Up to 48 hours | 1000 | 900000 |
2. Transfer to Airline partners. I've listed down all airline partners and their transfer ratios in below table.
| Airline Partner | Transfer Ratio (MR Points: Airline Miles) | Transfer Time | Minimum points needed for transfer | Maximum points transfer |
| Asia Miles | 2:1 | Up to 48 hours | 800 | 900000 |
| British Airways Executive Club | 2:1 | Up to 48 hours | 1200 | 900000 |
| Club Vistara | 3:1 | Up to 7 days | 900 | 900000 |
| Emirates Skywards | 2:1 | Up to 48 hours | 800 | 449600 |
| Etihad Guest | 2:1 | Up to 48 hours | 1600 | 499200 |
| Qatar Privilege Club | 2:1 | Up to 48 hours | 500 | 740000 |
| Singapore Airlines KrisFlyer | 2:1 | Up to 48 hours | 800 | 900000 |
| Virgin Atlantic Flying Club | 2:1 | Up to 48 hours | 800 | 900000 |
3. Gift vouchers: These points can be redeemed towards multiple gift vouchers (Amazon, Flipkart and many more) at 25p/point. If someone has Amex MRCC or Amex Gold, then MR points can be clubbed and can be redeemed at minimum 33p/points through Gold collection (18K/24K points).
4. Cover towards travel: One can book travel through Amex travel portal and points can be redeemed at 30p/points.
5. Cover towards card charges: MR points can be redeemed towards card charges at 25p/point.
Other Major Benefits of this card:
- 8 complimentary visits per year (limited to 2 complimentary visits per quarter) to airport lounges across India.
- They have tie up with HPCL, so no surcharge on fuel from HP pumps (valid for all transaction less than ₹5000).
- Multiple offers specific to platinum travel card, listed at Amex offers.
- Amex runs spend based offers from time to time like get ₹X voucher on spend ₹Y during the offer period which increases the return by 2-4%.
- Excellent customer support team and dispute resolution.
MR points value is very dynamic depending on their redemption option. I've taken 50p/points value for calculation.
On spend of 1.9 lacs, one gets 3800 Base MR points +15000 Bonus MR points resulting in ~5% reward rate.
On Spend of 4 lacs, one gets 8000 base MR points + 40000 Bonus MR points + 10000₹ Taj Voucher resulting in `8.5% reward rate.
If this card is used to buy vouchers from Amex Gyftr portal, base points increase to 3X which gives even better overall reward rate.
How much does this card cost?
If applied through referral, this card is FREE for the first year! Also, one will get 2000 Referral Bonus MR Points.
From second year onwards, fee is ₹5000 + GST.
But one can call customer care and they provide good offers for renewal like waive off significant portion of annual fee or good number of MR points (10-15K) on renewal.
Apply for Amex platinum travel Card for free using the following referral link.
Apply for Amex Card
