RBL Best Debit Cards

Deathsnatcher · May 22, 2024

So been waiting to put up a topic in help you people choose a good debit card out there might be the best one available right now.

There are 2 debit cards i hold from this Banks RBL
1. Signature + [SPDC]
2. Enterprise [EDC]

Below is a comparison so that you can choose as per your needs.

	Signature +	Enterprise
Joining Fees	5900 [2500AGV+other]=900 INR	8850 [4000AGV+other]=350 INR
Annual Fees	1770	2360
Cashback Utility	1% [1000/month]	5% [1000/month]
Annual Waiver	3 lakh/year	NIL
Milestones	5000 voucher on 5 lakh spend	2000 voucher on 5 lakh/year
		3000 voucher on 10 lakh/year
		4000 voucher on 15lakh/year
Forex Markup	Zero	Zero

Apart from the basic difference other benefits offers are insurances/withdrawal limits per day

Insurance Cover	EDC	SPDC
Personal Accident - Air accident Cover	2,00,00,000	2,00,00,000
Personal Accident - Death Cover	25,00,000	25,00,000
Lost card liability up to	7,00,000	6,00,000
Cash in transit Liability / ATM assault and robbery up to	2,00,000	2,00,000
Loss of checked in baggage up to	50,000	50,000
Loss of Passport and travel related documents up to	25,000	25,000
Delay of checked in baggage up to	25,000	25,000
Purchase protection up to	1,00,000	25,000

Now discussing the annual savings
For Signature plus

1000x12=12000 inr [spending 1l/month]

milestone bonus=5000 inr [crossing 5l/year]

so total value after paying 900 rs joining fee is 17000 on annual spends on 12L

For Enterprise

1000x12=12000 [Spending 20k/month]
milestone bonus=9k

so total value after paying 350 rs joining fee is 21000 on annual spends on 15L

NOTE
To be eligible to receive CB
For SDC, minimum spend is 10K and CA holder with 25K minimum spend
For EDC, minimum spend is 20K and CA holder with 25K minimum spend

Will update thread from time to time .

laglord · May 23, 2024

I haven't received the cashback for April month, will customer care help? Should I mention that the transaction was for cc bill payment?

Inert · May 23, 2024

Deathsnatcher said:
So been waiting to put up a topic in help you people choose a good debit card out there might be the best one available right now.

There are 2 debit cards i hold from this Banks RBL
1. Signature + [SPDC]
2. Enterprise [EDC]

Below is a comparison so that you can choose as per your needs.

Signature + Enterprise
Joining Fees 5900 [2500AGV+other]=900 INR 8850 [4000AGV+other]=350 INR
Annual Fees 1770 2360
Cashback Utility 1% [1000/month] 5% [1000/month]
Annual Waiver 3 lakh/year NIL
Milestones 5000 voucher on 5 lakh spend 2000 voucher on 5 lakh/year
3000 voucher on 10 lakh/year
4000 voucher on 15lakh/year
Forex Markup Zero Zero

Apart from the basic difference other benefits offers are insurances/withdrawal limits per day

Insurance Cover EDC SPDC
Personal Accident - Air accident Cover 2,00,00,000 2,00,00,000
Personal Accident - Death Cover 25,00,000 25,00,000
Lost card liability up to 7,00,000 6,00,000
Cash in transit Liability / ATM assault and robbery up to 2,00,000 2,00,000
Loss of checked in baggage up to 50,000 50,000
Loss of Passport and travel related documents up to 25,000 25,000
Delay of checked in baggage up to 25,000 25,000
Purchase protection up to 1,00,000 25,000

Now discussing the annual savings
For Signature plus

1000x12=12000 inr [spending 1l/month]

milestone bonus=5000 inr [crossing 5l/year]

so total value after paying 900 rs joining fee is 17000 on annual spends on 12L

For Enterprise

1000x12=12000 [Spending 20k/month]
milestone bonus=9k

so total value after paying 350 rs joining fee is 21000 on annual spends on 15L

NOTE
To be eligible to receive CB for SGP one should do a min of 20k spending/month while for EDC a min of 20k/month is necessary .

Will update thread from time to time .

I think the Rs. 20000 minimum spend requirement is for the current account holder

Vicky Denge · May 23, 2024

Inert said:
I think the Rs. 20000 minimum spend requirement is for the current account holder

This is for SDC:

and below is for EDC:

So, for SDC, minimum spend is 10K and CA holder with 25K minimum spend
For EDC, minimum spend is 20K and CA holder with 25K minimum spend

Inert · May 23, 2024

Thanks

varunm1312 · May 23, 2024

Deathsnatcher said:
So been waiting to put up a topic in help you people choose a good debit card out there might be the best one available right now.

There are 2 debit cards i hold from this Banks RBL
1. Signature + [SPDC]
2. Enterprise [EDC]

Below is a comparison so that you can choose as per your needs.

Signature + Enterprise
Joining Fees 5900 [2500AGV+other]=900 INR 8850 [4000AGV+other]=350 INR
Annual Fees 1770 2360
Cashback Utility 1% [1000/month] 5% [1000/month]
Annual Waiver 3 lakh/year NIL
Milestones 5000 voucher on 5 lakh spend 2000 voucher on 5 lakh/year
3000 voucher on 10 lakh/year
4000 voucher on 15lakh/year
Forex Markup Zero Zero

Apart from the basic difference other benefits offers are insurances/withdrawal limits per day

Insurance Cover EDC SPDC
Personal Accident - Air accident Cover 2,00,00,000 2,00,00,000
Personal Accident - Death Cover 25,00,000 25,00,000
Lost card liability up to 7,00,000 6,00,000
Cash in transit Liability / ATM assault and robbery up to 2,00,000 2,00,000
Loss of checked in baggage up to 50,000 50,000
Loss of Passport and travel related documents up to 25,000 25,000
Delay of checked in baggage up to 25,000 25,000
Purchase protection up to 1,00,000 25,000

Now discussing the annual savings
For Signature plus

1000x12=12000 inr [spending 1l/month]

milestone bonus=5000 inr [crossing 5l/year]

so total value after paying 900 rs joining fee is 17000 on annual spends on 12L

For Enterprise

1000x12=12000 [Spending 20k/month]
milestone bonus=9k

so total value after paying 350 rs joining fee is 21000 on annual spends on 15L

NOTE
To be eligible to receive CB
For SDC, minimum spend is 10K and CA holder with 25K minimum spend
For EDC, minimum spend is 20K and CA holder with 25K minimum spend

Will update thread from time to time .

For normal savings account minimum monthly spends has to be 20k to be eligible for cashback?

Deathsnatcher · May 23, 2024

varunm1312 said:
For normal savings account minimum monthly spends has to be 20k to be eligible for cashback?

if you holding spdc then monthly 10k minimum to be eligible for 1%

Abhishek012 · May 23, 2024

Pay Credit Card bills using RBL Signature + Debit Card a.k.a World's best debit card Ever and get 1% cashback + 5k cashback, if annually 5 lakhs+ spend.

Website/apps to pay credit card bills -

1) SBI unipay website
2) Sri ram one app
3) Airtel app
4) Dhanipay app (kyc required)

varunm1312 · May 24, 2024

Deathsnatcher said:
if you holding spdc then monthly 10k minimum to be eligible for 1%

For EDC

Deathsnatcher · May 24, 2024

varunm1312 said:
For EDC

Minimum spend required is 20k
i have updated the first post already.

Va Har · May 31, 2024

laglord said:
I haven't received the cashback for April month, will customer care help? Should I mention that the transaction was for cc bill payment?

Did you get the cashback finally? I have raised multiple tickets for this and no response! RBL bank's cust service sucks!

Vicky Denge · May 31, 2024

Va Har said:
Did you get the cashback finally? I have raised multiple tickets for this and no response! RBL bank's cust service sucks!

There's one way I found IndusInd replying..

1. Tweet them the issue...they will ask for DM
2. You will receive an email e.g., TYER-xxxxxx (Case ID:xxxxxxxx)
3. After few days (-10 days), They will first call you and clarify your concern and eventually email for closure

My experience is good for this social media team of IndusInd

Try once...

laglord · May 31, 2024

Vicky Denge said:
There's one way I found IndusInd replying..

1. Tweet them the issue...they will ask for DM
2. You will receive an email e.g., TYER-xxxxxx (Case ID:xxxxxxxx)
3. After few days (-10 days), They will first call you and clarify your concern and eventually email for closure

My experience is good for this social media team of IndusInd

Try once...

That's what I did but this people closed my request saying that we have pushed the voucher sms but after that I raised the issue again and have recieved multiple request but received nothing so far

laglord · May 31, 2024

They said it's in the milestone voucher section but yesterday I shared the ss of that as well with them let's what happens on Monday

Vicky Denge · May 31, 2024

laglord said:
They said it's in the milestone voucher section but yesterday I shared the ss of that as well with them let's what happens on Monday

I assume u have already checked https://www.indusmoments.com
Login with ur DC details

Alternatively...try emailing directly to socialm@indusind.com

laglord · May 31, 2024

Vicky Denge said:
I assume u have already checked https://www.indusmoments.com
Login with ur DC details

Alternatively...try emailing directly to socialm@indusind.com

I was talking about rbl debit card

Vicky Denge · May 31, 2024

laglord said:
I was talking about rbl debit card

My bad..

May be @Deathsnatcher can help..

Deathsnatcher · May 31, 2024

laglord said:
I was talking about rbl debit card

go to this you will be given Rp points

RBL DEBIT CARD REWARDS : Home

www.gyftr.com

let us know what u see there

Va Har · Jun 1, 2024

Deathsnatcher said:
go to this you will be given Rp points

RBL DEBIT CARD REWARDS : Home

www.gyftr.com

let us know what u see there

I get the message 'you are not eligible for this' error message... Just to clarify, I opened my RBL account in April and hence the URL is different (https://www.gyftr.com/rewards/rbldebitcardbenefits) - the error message is the similar there as well!

Deathsnatcher · Jun 1, 2024

Va Har said:
I get the message 'you are not eligible for this' error message... Just to clarify, I opened my RBL account in April and hence the URL is different (https://www.gyftr.com/rewards/rbldebitcardbenefits) - the error message is the similar there as well!

Thats means your account is not set up yet
wait till June 20th

Welcome!

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