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Top Cashback Credit Cards of 2025: Compare Rewards Across Merchants and Categories

HDFC Swiggy card terms and conditions were updated in May 2024 ( https://www.hdfcbank.com/content/bb... HDFC Bank Credit Card/5-Cashback-Details.pdf ) so it started giving 5% on Amazon Fresh and Flipkart Grocery. So now there is no card in the table which gives 5% on AZ/FK but doesn't give on AZ Fresh/FK Grocery. So I think those two can be eliminated/removed to simplify it. 🙂 All txns on AZ and FK now fetch 5% for all cards.

HDFC Swiggy does not give 5% on BlinkIt, as the chart says. BlinkIt is Swiggy's competitor and is owned by Zomato. Why would they give 5% there?

For merchants, you can remove AZ Fresh & FK Grocery, instead add Jiomart and Reliance Digital instead which are increasingly popular

Also you can add PhonePe card from SBI Select Black/HDFC Ultimo cards
 
anonymous said:
HDFC Swiggy card terms and conditions were updated in May 2024 ( https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Swiggy HDFC Bank Credit Card/5-Cashback-Details.pdf ) so it started giving 5% on Amazon Fresh and Flipkart Grocery. So now there is no card in the table which gives 5% on AZ/FK but doesn't give on AZ Fresh/FK Grocery. So I think those two can be eliminated/removed to simplify it. 🙂 All txns on AZ and FK now fetch 5% for all cards.

HDFC Swiggy does not give 5% on BlinkIt, as the chart says. BlinkIt is Swiggy's competitor and is owned by Zomato. Why would they give 5% there?

For merchants, you can remove AZ Fresh & FK Grocery, instead add Jiomart and Reliance Digital instead which are increasingly popular

Also you can add PhonePe card from SBI Select Black/HDFC Ultimo cards
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Good points, will work on them :)
 
Is millennia credit card giving 5 percent cashback on Amazon gift card purchase in credit or amazon directly
 
TiVoGlObE said:
Now I can't believe my eyes but I tried to check 3 times to make sure, SBI CASHBACK CARD IS MISSING! its included in the list of cards #1 but not in the comparison sheet.
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It was missed in the re-arrangement. Please check now.
 
CardMaven said:
It was missed in the re-arrangement. Please check now.
Click to expand...
Did recheck, however its still not visible, the table is the same with no changes. ( still shows as on 26th Oct 2025 & no SBI cashback card in list)
Edit: I can see it using a different browser, looks like my cookies need to be refreshed.

1. Tata neu CC have 2 versions but we are only using Infinty which is the higher variant of the 2 cards. This logic makes perfect sense as well since A. the table has only limited space & B. teh higher variant has max CB% + maximum value to be inc here.

2. I see the Post has been updated with a logic of >1000 or LTF as the new criteria - PhonePay SBI & TATA infinty do not come under this right so wouldn't it be better to have the logic updated to 1500 instead of 1000?
 
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TiVoGlObE said:
Did recheck, however its still not visible, the table is the same with no changes. ( still shows as on 26th Oct 2025 & no SBI cashback card in list)
Edit: I can see it using a different browser, looks like my cookies need to be refreshed.

1. Tata neu CC have 2 versions but we are only using Infinty which is the higher variant of the 2 cards. This logic makes perfect sense as well since A. the table has only limited space & B. teh higher variant has max CB% + maximum value to be inc here.

2. I see the Post has been updated with a logic of >1000 or LTF as the new criteria - PhonePay SBI & TATA infinty do not come under this right so wouldn't it be better to have the logic updated to 1500 instead of 1000?
Click to expand...
Date will be the same but with SBI Cashback card. I see it is visible, may be refresh the browser once. Also, updated the annual fee limit to 1500 now.
 
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