HDFC Bank is running a rather interesting and easy to achieve offer for online spends on credit cards. This is independent of all other offers running currently. One needs to spend across eight different categories stated by HDFC Bank under this ‘Online Activation Offer’ and will get a Rs 200 voucher for making spend in each category and upto Rs 1600 vouchers in total.
Offer Details – Online Activation Offer – July 2021
| Offer | Get Rs 200 voucher for spending in each of the eight categories |
| Eligible Cards | All credit cards except Corporate Cards, Commercial Cards, Dealer Cards, Distributor Cards, Value Plus Cards and Staff Cards |
| Offer Validity | 15th July 21 to 15th August 21 |
| Fulfillment | By 15th November 2021 |
| Minimum Transaction Amount | Rs 500 for each category |
| Maximum Voucher Value | Rs 200 |
| Reward % | 40% provided we make the minimum required spend |
| Eligible Categories | Telecom & Cable, Wallet, Online Shopping, Utilities, Groceries, Apparels, Insurance, Government |
| T&C | Smartbuy Deal |
My Take
This is a well thought offer by HDFC Bank to increase spends across categories. HDFC Bank has even given examples of merchants where the spends can be made to avail the offer:
Also, this is the first time HDFC Bank has included wallet loads and NPS (under Government category) as eligible spends for getting vouchers. We can club this offer along with the targeted spend offer for July 2021 to get a good reward rate.
