We have a New Year gift from HDFC Bank. It has rolled out a limit enhancement offer for most credit cards. The limit increase is up to 30% in some cases.
How to Increase HDFC Bank Credit Card Limit
- Check by going to Netbanking -> Cards -> Credit Cards -> Request -> Limit Enhancement
- Directly over at this link
Why we should always opt for credit limit enhancements?
A credit limit enhancement has many benefits. The immediate benefit is on CIBIL and other credit scores as the credit utilization goes down with a limit increase. This will increase the credit score by a few points.
The second benefit is specific to HDFC Bank. We can upgrade to HDFC Bank’s super-premium credit cards Infinia/DCB based on the credit limit on the existing credit card. The closer we get to that limit, the easier the upgrade is.
It is a good idea even if you have Infinia. We never know when HDFC Bank might launch the next super-premium credit card with a higher base limit requirement.