The HDFC Bank Global Value Program (GVP) is a valuable benefit for HDFC Bank credit card users who spend in foreign currencies, whether during travel abroad or while shopping on international websites. While most Indian credit cards focus on domestic spending rewards, this program gives you an additional 1 percent cashback on every international transaction, on top of your existing card rewards. If you use premium cards such as HDFC Bank Infinia or HDFC Diners Club Black, activating the Global Value Program can significantly enhance your reward potential on global transactions.
Key Details of HDFC Bank Global Value Program
| Particulars | Details |
|---|---|
| Product Type | HDFC Bank Credit Card Add-on Program |
| Eligible Transaction Type | International Spends (Foreign Currency Only) |
| EMI Transactions Considered | No |
| Accelerated Rewards | No |
| Program Fee | βΉ199 + GST (approximately βΉ235 per year, auto renewal) |
| Eligibility | All HDFC Bank credit cardholders, primary card only |
| Transaction Requirement | Foreign currency transactions only (INR transactions excluded) |
| Reward Posting Cycle | Cashback is credited in the next billing statement |
Benefits and Features
Kiwi RuPay Card
Lifetime FreeWelcome Benefit
You receiveΒ 500 Bonus Reward PointsΒ on yourΒ first international transactionΒ after enrolling in the program.
This benefit is available only once per card during the first activation. If you deactivate and later re-enable the Global Value Program, you will not receive this welcome benefit again.
For example, if you activated GVP in 2021 and deactivated it later, reactivating it in 2025 on the same card will not qualify for another 500 reward points.
BoB Eterna
Lifetime FreeCashback Benefit
The program gives youΒ 1 percent cashbackΒ on all international transactions made in foreign currency.
- The maximum cashback you can earn isΒ βΉ1000 per statement cycle.
- The cashback is automatically credited in the next billing statement.
Examples:
- If you spend βΉ80,000 internationally, you will earn βΉ800 as cashback.
- If you spend βΉ1,20,000 in a statement cycle, you will earn βΉ1000 cashback as the limit is capped at βΉ1000 per cycle.
Annual Milestone Benefit
You also receive aΒ travel voucher worth βΉ2,000Β once you reachΒ βΉ1.5 lakh international spendΒ within your membership year. You can choose your voucher fromΒ MakeMyTrip,Β Cleartrip,Β Yatra, orΒ EaseMyTrip. This milestone benefit renews every year from the date of activation to the next renewal date.
How to Activate HDFC Bank Global Value Program
There are onlyΒ two official methodsΒ to activate the Global Value Program.
Option 1: Email
You can send an email toΒ support@hdfcbank.comΒ in the following format:
Please activate the Global Value Program for my HDFC Bank credit card ending XXXX.
Customer Name: [Your Full Name]
Email ID: [Your Registered Email]
Mobile Number: [Your Registered Mobile]
Program to be enabled: Global Value Program (GVP)
Annual or Renewal Fees (Auto Renewal): Rs. 199 plus GST
I confirm that I am aware of the product features: YES
Option 2: Phone Banking
Call theΒ 24Γ7 HDFC Bank Customer CareΒ and request activation of the Global Value Program for your credit card.
Important:Β Requests through SMS, branch visits, or third-party agents are not accepted. Only the two methods listed above are valid for activation.
Illustrations and Examples
| Scenario | Spends | Benefit Earned |
|---|---|---|
| Example 1 | Two international transactions worth βΉ50,000 and βΉ30,000 | βΉ800 cashback (1 percent of βΉ80,000) |
| Example 2 | Three international transactions worth βΉ50,000, βΉ30,000, and βΉ40,000 | βΉ1,000 cashback (maximum cap reached) |
| Example 3 | Three transactions worth βΉ50,000, βΉ60,000, and βΉ40,000 (βΉ1.5 lakh total annual spend) | βΉ1,000 cashback for that month plus βΉ2,000 travel voucher |
Personal Experience and Verdict
After using the Global Value Program with theΒ HDFC Infinia Credit Card, the benefits have proven to be highly rewarding.
For a small annual fee of βΉ235, it is possible to earn up to βΉ12,000 cashback each year along with a βΉ2,000 travel voucher.
If you spend βΉ1 lakh internationally in each billing cycle, you reach the cashback cap easily. Over the course of a year, that provides excellent value, especially for frequent travellers or people making international online purchases.
Even if you travel only a couple of times a year, the Global Value Program is a simple way to save extra on foreign currency spends.
Why You Should Enroll in HDFC Global Value Program
| Reason | Benefit |
|---|---|
| Additional 1 percent cashback on all foreign currency transactions | Up to βΉ12,000 cashback per year |
| Annual travel voucher worth βΉ2,000 | On βΉ1.5 lakh yearly international spend |
| Available for all HDFC Bank credit cards | Works best with Infinia and Diners Club Black |
| Low annual fee of βΉ199 plus GST | Auto-renewal with easy cancellation option |
| Simple activation process | Through email or phone banking |
Conclusion
The HDFC Bank Global Value Program is one of the most underrated yet rewarding benefits available to HDFC Bank credit card users.
It is especially valuable for anyone who frequently travels abroad or makes online purchases in foreign currency. For a very small annual cost, you get cashback, travel vouchers, and enhanced reward rates that easily outweigh the fee.
If you hold an HDFC credit card and make even a few international transactions a year, activating the Global Value Program can help you save significantly and maximise your rewards.
Can we cancel this program after some time? And re-enable it again if required?
Yes, we can
How do I activate this offer for my infinia? I tried sending the SMS, but that failed. I also tried with the customer service but they have no idea about this program.
You will have to speak with a few more customer agents. Not all are aware of this program but few have managed to get it activated this month.
It might be some stupid question (can ignore if pointless) π
Could you give me some trusted websites that you do transactions on international purchases.?
Hi Phani β I donβt make purchases online from India. I use the card outside India when I travel for work or vacation. π
diners club black is eligible, i am using it.