HDFC Bank Smartbuy Extra Savings Days

HDFC Bank Smartbuy Extra Savings Days

Smartbuy is the leader when it comes to earning accelerated rewards on HDFC credit cards. After all, there are few cards that can match the 10X reward points on its super-premium credit cards. We have seen some devaluation over the years for Smartbuy. But, almost every month HDFC Bank does a Smartbuy Extra Savings Days for 3 to 4 days. During this time, we get a higher reward multiplier and discounts for ‘extra savings’.

Smartbuy Extra Savings Days – Details

Validity28th to 31st October 2021
OfferUp to 10X Rewards for Infinia/Diners Club Black credit cards
Up to 10% cashback for other cards
Upper Cap15000 Reward Points for Infinia
7500 Reward Points for DCB
Rs 2000 cashback for Regalia/Diners Club Privilege
Rs 1000 cashback for other credit cards
Offer LinkSmartbuy Deal

Additional Rewards Details

The best savings are for Amazon and Instant Vouchers categories. With the increased limit of Rs 10000 for Amazon/Flipkart vouchers, this is a good time to buy them and stock up on other brand vouchers as well.

LTF IndusInd Bank Credit Cards
Shopping CategoryRewards for Infinia/DCBCashback for other credit cards
Instant Vouchers10X10%

Additional Offer Details

This is another sweet offer. We get 10X rewards on flights/hotels plus the instant discount on bookings.

Shopping CategoryOffer
Flights/HotelsRs 500 Instant Discount on minimum transaction of Rs 5000
MMT HotelsRs 500 SmartBuy Travel Vouchers on minimum transaction of Rs 20000
BusesRs. 200 Instant Discount on minimum transaction of Rs 2000
Rail5% Instant Discount up to Rs 50 on a min transaction of Rs 1000

My Take

For Infinia/DCB cardholders, this is a great way to accumulate reward points on regular transactions. 10X on instant vouchers can be utilized to load up on different brands for use later.

I generally try to delay Smartbuy purchases and wait for Extra Savings Days offer to get the extra return on my transactions. So, go ahead and use that HDFC Bank credit card for ‘extra savings’.

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