IDFC First Bank Debit Card: 1% Cashback on spends

IDFC First Bank Debit Card Spend Offer 2022

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Many banks launch credit card festive spending offers. But, we rarely see such offers for their debit cards. IDFC First Bank has done just that. It has rolled out its festive spend offer ‘Kuhushiyan First’ to its debit cards. Here are the offer details.

IDFC First Bank Debit Cards: 1% Cashback Offer

OfferFlat 1% Cashback on IDFC First Bank Debit Cards
Maximum CashbackRs 2500
Offer Validity10th October to 10th November 2022
FulfillmentWithin 48 hours of the transaction
Communication MethodEmail
Excluded TransactionsATM cash withdrawals, Wallet uploads, EMI transactions, and Fund transfers

My View

IDFC First Bank regularly brings this kind of spending offer on its debit cards. The cashback percentage though has now been reduced to a nominal 1%. This seems less when we see credit card returns, but there are other uses for this.

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You can use your IDFC First Bank debit card to pay off credit card bills on Paytm and get 1% cashback. This is working till now. So, you can pay off Rs 2.5 Lakhs of credit card bills and get Rs 2500 cashback. 🙂 Cashback will get credited in 48 hours, so you can also try to make different kinds of payments to see the working ones.

Wallet uploads and fund transfers are excluded. So, do not load money to Paytm and Mobikwik wallets as those will get tagged as wallet transactions.

Received this offer from IDFC First Bank? Do share and comment.

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