IDFC First Classic Credit Card: Upto 10X Rewards on Insurance Spends

IDFC FIRST Classic Insurance Premium Payment Offer

IDFC First Bank is one of the newest entrants in the credit card space and has been doing well. And why not. Every customer wants a LTF credit card that offers good rewards and benefits. Here is another offer from IDFC First Bank that offers upto 10X rewards on insurance spends. This offer is valid only for First Classic credit cards.

Offer Details

IDFC FIRST Classic Insurance Premium Payment Offer
  • Offer 1: Get 3X rewards upto 1500 RP on Insurance spends
  • Offer 2: Get additional 7X rewards upto 3500 RP on converting the transaction to EMI
  • Validity: 5th February to 31st March 2022
  • Fulfillment: 30th April 2022
  • Offer Type: Targeted
  • T&C

My View

IDFC First Bank credit cards exclude insurance transactions from rewards. The 3X rewards in this offer is a 0.75% return on insurance spends and 2.5% if converted to EMI. This is too low. Not to mention charges on EMI as well.

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If you are looking for a better insurance premium payments offer, check out the SBI Card and Yes Bank offers. If you can pay your insurance premium on Amazon Pay, then buying Amazon gift vouchers from Smartbuy or Reward Multiplier is also a great deal.

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