IndusInd Bank Legend credit card is a mid-segment offering launched in 2018. Legend credit offers 2X reward points on weekend spending. We can use these points for cashback or can also transfer them to Vistara among other options. It also offers a good BookMyShow offer to get Buy One Get One on movie tickets. Here is a review of the IndusInd Bank Legend credit card and its rewards & benefits.
Fees and Charges
IndusInd Bank is issuing the Legend credit as Lifetime Free now. You can apply with this link to see joining and annual fee as zero.
| Joining Fee | Zero (LTF Offer) |
| Welcome Benefit | None |
| Annual Fee | Zero |
Rewards
| Category | Reward Points per Rs 100 | Return@75p per RP |
|---|---|---|
| Weekday Spends | 1 | 0.75% |
| Weekend Spends | 2 | 1.5% |
| Fuel Spends | NIL | NIL |
| Medical, Automobiles & Telecom | 1 | 0.75% |
| Utility Bills, Insurance, Government Services, Education, Rent & Real Estate | 0.7 | 0.53% |
Milestone Rewards
- 4000 Reward Points on spending Rs 6 Lakhs in a year
This is a nice 0.6% extra benefit on crossing Rs 6 Lakhs spend. If we spend only on weekends, the 2.5% reward rate is also better than the IndusInd Pinnacle credit card which offers 2%. This sounds good but we have an issue. Major categories like bill payments, insurance etc. get a return of just 0.53%. Excluding these categories, it is very difficult to spend Rs 6 Lakhs on this card. We have many better cashback and rewards credit cards in the market.
Rewards Redemption
Each reward point is equal to 75 paise for a statement credit for IndusInd Bank Legend credit card. We can also transfer reward points to Vistara and InterMiles at 1:1 ratio.
- E-Vouchers and products on IndusMoments
- Airmiles transfer to InterMiles/Vistara
- Cash Credit: Max 25000 RP per statement
Taking a statement credit for the accumulated reward points is a better option than the other ones. The value for cash credit used to be 1 RP = Rs 1 but was devalued later by IndusInd Bank.
BookMyShow Offer on the IndusInd Bank Legend credit card
The BookMyShow offer on this card is also another good benefit. We get Buy One Get One on movie tickets. The discount for the second movie ticket is capped at Rs 200 and can be availed once per month.
Complimentary Airport Lounge Access
- Airport Lounge Access in India: 2 complimentary lounge visits per quarter with Visa/Mastercard
- Airport Lounge Access outside India: Not available. We get a Priority Pass membership but there is not complimentary lounge visit included in it.
Key Benefits and Charges
- Foreign Currency Markup: 1.8%+GST ~2.1%
- Fuel Surcharge Waiver: Up to 2.5% fuel surcharge waiver
- Golf Lesson: 1 lesson per month
- Golf Game: 1 game per month
- 24*7 Concierge
- 24*7 Auto Assist
Final Thoughts
IndusInd Bank’s credit card offerings are not among the best when it comes to rewards. We have many better options if we want cashback. So, is there a use for getting the IndusInd Legend card today? The answer may be yes depending on your requirements.
Legend is now offered Lifetime Free (LTF). For an LTF tag, we get BOGO on BookMyShow once per calendar month. Add in the domestic airport lounge access and it can still be a value offering today. Getting the Legend credit card can also help you avail 10% instant discount offers on Amazon or Flipkart when IndusInd Bank is one of the credit card partners.
Frequently Asked Questions
IndusInd Bank Legend Credit Card
11 thoughts on “IndusInd Bank Legend Credit Card”
Is the EazyDiner membership still being offered? I am applying for the card but it does not mention it anywhere in the benefits.
Not anymore as per confirmation from new customers
One of worst IndusInd Bank CC in india. I have lot issues using this IndusInd Bank cc. I will suggest don’t take this IndusInd Bank card any more. Problem is if the CC limit crossed 1 rupee, outsource people will call you lot and they call from different locations even if due date is not come and bill not generated. My question is why they are calling. even you charging over limit amount. my simple suggestion dont take this cc more. Lot of Good cards in the market
do we get accelerated rewards on insurance transactions done on weekend ?
No, insurance transactions get the lower reward rate as mentioned in the review.
Not good.. It’s BOGO movie offer on BMS never worked for me. I have tried several times with different theatres in different cities at different time intervals, but it always say offer not applicable or limit is over.
Not much beneficial other than LTF.
Its one of the better offerings from IndusInd, if provided on LTF basis. I got the card last year, and the Easydiner membership itself makes it worthwhile…
I have got indusInd Legend for Life time free. Is it good to apply for this card or better opt for hdfc regalia?
Since it’s life time free can I just keep it?
Sure Ashwin. But, do opt for Regalia as well. Keeping the Regalia will help you be active and get that invite for Infinia when you reach the required credit limit.
How do I avail the welcome benefits? I have already purchased the card but unable to get the welcome benefit vouchers
You will get a SMS to contact IndusInd customer care after you have paid the joining fee.