MakeMyTrip ICICI Bank Signature Credit Card

MakeMyTrip ICICI Bank Signature Credit Card Review

Even though ICICI Bank is one of the largest private banks in India, its credit cards are not that great. While its cards offer decent benefits, the rewards are little low compared to other cards. But its co-branded cards like the Amazon Pay card have done well in the market. In this post, we review another co-branded credit card – the MakeMyTrip ICICI Bank Signature.

Fees and Charges

The MakeMyTrip Signature credit card comes with only a joining fee. No annual fee from second year onwards like what IndusInd Bank does for its credit cards.

LTF IndusInd Bank Credit Cards

The welcome benefits for the fee we pay is good and can be easily used for domestic travel.

Joining FeeRs 2500 plus GST
Welcome BenefitRs 1500 MMT My Cash, Rs 2500 MMT holiday voucher, MMTBLACK Membership
Annual FeeNIL
MakeMyTrip ICICI Bank Signature Credit Card Review – Fees and Charges


Earned rewards are transferred to MakeMyTrip My Wallet as My Cash. My Cash can be used to make travel bookings or to purchase partner vouchers through MakeMyTrip.

Spends CategoryMy Cash / Rs 200
MakeMyTrip Flight BookingsRs 2
MakeMyTrip Hotel/Holiday BookingsRs 4
Other Domestic SpendsRs 1.25
Other International SpendsRs 1.50
MakeMyTrip ICICI Bank Signature Credit Card – Rewards

Milestone Rewards

  • Rs 1100 My Cash on spending Rs 2.5 Lakhs in a membership year ~ 0.44% Value
  • Rs 4000 My Cash on spending Rs 5 Lakhs in a membership year ~ 0.8% Value
  • Total Rs 5500 My Cash for Rs 5 Lakhs spend ~ 1.1% Value

Excluded Transactions for Rewards

Below transactions will not get any cashback on the MakeMyTrip ICICI Bank credit card:

LTF IDFC First Bank Credit Cards
  • Fuel Spends

Complimentary Lounge and Spa Access

  • 2 complimentary visits per quarter for airport lounges in India listed here. This is applicable only if spends are above Rs 5000 in previous calendar quarter.
  • 1 complimentary visit per year for airport lounges outside India through complimentary Dreamfolks membership. Eligible lounges are listed here.
  • 1 complimentary visit per year to airport spa in India through complimentary Dreamfolks membership. Eligible spa list is available here.
  • 1 complimentary visit per quarter for railway lounges listed here.

BookMyShow and Inox Benefit

  • 25% discount upto Rs 150 on booking two tickets. Valid two times each per month for BookMyShow and Inox.

Our View

The effective reward rate for this card would be around 1%. Complimentary MMTBLACK membership is only for the first year.

Considering that this card does not have an annual fee, this is a good to have credit card from ICICI Bank. This card can help in taking advantage of ICICI Bank offers on e-commerce websites. This is something that the Amazon Pay card misses out on in most cases.

The airport/railway lounge and airport spa access are a good addition for the occasional traveler. In summary, a good card to have from ICICI Bank with no annual fee and decent rewards.

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MakeMyTrip ICICI Bank Signature Credit Card


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10 thoughts on “MakeMyTrip ICICI Bank Signature Credit Card”

      1. Samay Rathee

        Thanks, I researched a bit and found this as one of the conditions
        – My Cash cannot be used for rail, offline holiday bookings and ‘Pay at Hotel’ bookings.

        I have few flight and hotel bookings throughout the year, have more train and bus bookings. Should I consider this card? ICICI is offering me this or Sapphiro for upgrade with good limit

        1. Card Maven

          The MMT credit cards are ok. If you want rewards on flight, hotel and train bookings you can consider other cards like HDFC Bank as well with SmartBuy benefits.

      2. Samay Rathee

        Also are the benefits/rewards only when cardholder is on the ticket along with other passengers or is it independent of cardholder being a passenger or not. In most of the irctc related credit card, it is mandatory for cardholder to be there on the ticket booking for other passengers to be eligible for discounts. Not sure about this card

  1. I tried to book tickets on Book my show with this make my trip ICICI credit card but application showing this card has no offer for discount how to avail discount? Please explain

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