RBL Bank Shoprite Credit Card

RBL Bank ShopRite Credit Card Review


Joining Fee: Rs 500+GST
Annual Fee: Rs 500+GST




1% to 18.%



Payment Network



Fuel Surcharge Waiver

Shoprite is one of the basic entry-level credit cards from RBL Bank. It comes with decent rewards on grocery and fuel spending but loses out when it comes to other categories. Here is a detailed review of the RBL Bank Shoprite credit card with its rewards and benefits.

Fees and Charges

Joining FeeRs 500+GST
Welcome Benefit2000 Reward Points
Annual FeeRs 500+GST
Annual Fee WaiverSpend Rs 1 Lakh in a membership year
RBL Bank ShopRite Credit Card Review – Fees


Purchase CategoryReward RateCap
Grocery20 RP/Rs 1001000 RP/month
Fuel10 RP/Rs 1001000 RP/month
All Other Spends1 RP/Rs 100None
RBL Bank ShopRite Credit Card Rewards

The reward rate on fuel and grocery spending is decent for the entry-level segment of cards. But, the 1RP/Rs 100 on other spending is a dampener. If you are getting this card, you should look to maximize the rewards that grocery and fuel purchases offer.

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Rewards Redemption

The value of each reward point used to be 25 paise a couple of years back. But, they have been devalued quite a bit now. The value now varies based on the redemption option. Here are some of the redemption options:

  • Amazon and Flipkart Vouchers: 11p/point
  • Myntra Vouchers: 14p/point
  • Woodland Vouchers: 25p/point
  • Titan Vouchers: 20p/point
  • Mobile Recharge: 18p/point

There is a reward redemption fee of Rs 99 plus GST for the ShopRite credit card. So, try to accumulate rewards and then go for redemption.

Key Benefits

  • Fuel Surcharge Waiver: 1% waiver for fuel transactions between Rs 500 and Rs 4000. Maximum of Rs 100 waiver per month.
  • BookMyShow Offer: 10% discount up to Rs 100 on movie tickets up to 15 times in a year

My View

RBL Bank ShopRite is one of the very basic entry-level credit cards. But, it does not look like a great option today with so many options in this segment.

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If you plan to take the RBL Bank ShopRite credit card, here is how you can maximize it.

  • We can spend Rs 5000 on groceries and Rs 10000 on fuel every month before hitting the max rewards cap.
  • With the annual fee waiver set at Rs 1 Lakh, spend the entire amount only for fuel and groceries. The rewards on other purchases are too low, so better to avoid them.

RBL Bank ShopRite Credit Card

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