The RBL World Safari Credit Card is one of the few premium travel cards in India with 0% forex markup. It avoids the usual 2%-3.5% foreign currency fee on international retail transactions, reducing the cost of overseas spending and foreign subscriptions.
Domestic travel spends earn 5 Reward Points per ₹100, while other eligible domestic retail spends earn 2 Reward Points per ₹100. International transactions do not earn Reward Points, so their value comes entirely from the forex savings.
The card also includes domestic and international lounge access, milestone rewards, travel insurance and golf privileges. It is better suited to frequent international travellers than users looking for high rewards on domestic spending.
Quick Verdict
Best for: Frequent international travellers who can recover the ₹3,000 annual fee through forex savings and use the travel benefits.
Avoid if: Most of your spending is domestic or you want rewards on overseas transactions.
Last verified: 22 July 2026. Checked against the RBL Bank World Safari terms and RBL Bank MITC. Product terms can change; confirm the latest issuer documents before applying.
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RBL World Safari Credit Card Key Highlights
| Feature | Details |
|---|---|
| Card Type | Premium Travel Credit Card |
| Joining Fee | ₹3,000 + GST |
| Annual Fee | ₹3,000 + GST |
| Annual Fee Waiver | ₹3 lakh annual spend |
| Welcome Benefit | ₹3,000 MakeMyTrip voucher |
| Base Reward Rate | 2 Reward Points per ₹100 on eligible domestic retail spends |
| Travel Reward Rate | 5 Reward Points per ₹100 on eligible domestic travel spends |
| International Rewards | No Reward Points on international transactions |
| Forex Markup | 0% |
| Domestic Lounge | 8 visits per year, limited to 2 per quarter, on spending ₹35,000 in the previous calendar quarter |
| International Lounge | 2 visits per calendar year + 1 additional voucher per quarter on spending ₹50,000 in that quarter |
| Milestone Benefits | Up to 25,000 bonus Reward Points plus ₹10,000 brand voucher annually |
| Golf Benefits | 4 complimentary golf rounds per year and 1 golf lesson per month |
| Fuel Benefit | 1% surcharge waiver (₹500-₹4,000 transactions, max ₹250/month) |
| Card Network | Mastercard World |
RBL World Safari Credit Card Fees & Welcome Benefits
The RBL World Safari Credit Card charges a joining fee of ₹3,000 + GST and an annual renewal fee of ₹3,000 + GST. New cardholders receive a ₹3,000 MakeMyTrip voucher after meeting the welcome-benefit conditions.
| Feature | Details |
|---|---|
| Joining Fee | ₹3,000 + GST |
| Annual Renewal Fee | ₹3,000 + GST |
| Welcome Benefit | ₹3,000 MakeMyTrip voucher |
| Welcome Benefit Eligibility | Complete one transaction within 30 days and pay the joining fee in the first billing cycle |
| Annual Fee Waiver | ₹3 lakh annual spend |
The voucher is sent to the registered email address within 60 days of card issuance and remains valid for 120 days from receipt. Its value depends on whether you already use MakeMyTrip for flight or hotel bookings.
The renewal fee is waived on annual spends of ₹3 lakh during the previous card membership year.
RBL World Safari Credit Card Reward Rate
The card uses two reward rates for eligible domestic spending. Travel purchases earn the accelerated rate, while other domestic retail transactions earn the base rate.
| Spend Category | Reward Points | Approx. Return* |
|---|---|---|
| Eligible domestic travel spends | 5 RP per ₹100 | ~1.25% |
| Other eligible domestic retail spends | 2 RP per ₹100 | ~0.50% |
| International transactions | Nil | 0% |
| Excluded categories | Nil | 0% |
International transactions do not earn Reward Points, so their value comes entirely from the zero forex markup.
Approximate return is calculated assuming 1 Reward Point = ₹0.25 when redeemed for eligible travel bookings. Actual redemption value may vary based on the redemption option chosen.
RBL World Safari Credit Card Milestone Benefits
The RBL World Safari Credit Card offers three annual spend milestones.
| Annual Spends | Benefit |
|---|---|
| ₹2.5 lakh | 10,000 Reward Points |
| ₹5 lakh | 15,000 Reward Points |
| ₹7.5 lakh | ₹10,000 Brand Voucher* |
*Brand voucher can be redeemed across select partner brands as specified by RBL Bank.
The first milestone starts at ₹2.5 lakh, while the renewal fee waiver requires annual spends of ₹3 lakh.
RBL World Safari Credit Card Reward Redemption
Reward Points earned on the RBL World Safari Credit Card can be redeemed through the RBL Rewards Portal across multiple redemption categories, including flights, hotels, gift vouchers and merchandise.
| Redemption Option | Details |
|---|---|
| Flights | Available via RBL Rewards Portal |
| Hotels | Available via RBL Rewards Portal |
| Gift Vouchers | Available across participating brands |
| Merchandise | Available through the rewards catalogue |
| Reward Point Value (Flights & Hotels) | ₹0.25 per Reward Point |
| Other Redemption Values | Varies by redemption option |
| Reward Redemption Fee | ₹99 + GST per day of redemption |
| Points Credit Timeline | Within 45 days of settlement for eligible transactions |
Eligible flight and hotel bookings can provide a value of up to ₹0.25 per Reward Point. Values for vouchers, merchandise and other options depend on the RBL Rewards catalogue.
RBL Bank charges ₹99 + GST for redemptions made on a single day. Compare the available options before redeeming because the value is not uniform across the catalogue.
RBL World Safari Credit Card Lounge Access
The card offers domestic lounge access in India and international lounge access through Priority Pass. Domestic visits and the additional international visit are linked to quarterly spending.
Domestic Lounge Access
| Feature | Details |
|---|---|
| Complimentary Visits | 8 per calendar year |
| Quarterly Limit | 2 visits |
| Spend Requirement | ₹35,000 in the previous calendar quarter |
International Lounge Access
| Feature | Details |
|---|---|
| Priority Pass Membership | Complimentary |
| Complimentary Visits | 2 per calendar year |
| Additional Benefit | 1 international lounge voucher per quarter on ₹50,000 quarterly spends |
Domestic lounge access requires ₹35,000 of spending in the previous calendar quarter. The additional international lounge voucher requires ₹50,000 of spending in the relevant calendar quarter.
RBL World Safari Credit Card Travel Insurance
The card includes complimentary travel insurance for overseas trips.
| Cover | Availability |
|---|---|
| Personal Liability | Included |
| Trip Delay | Included |
| Baggage Loss | Included |
| Loss of Passport | Included |
| Dental Treatment | Included |
Coverage limits, exclusions and the claims process are governed by the insurer’s policy terms. Treat this as supplementary cover rather than a replacement for a standalone travel insurance policy.
RBL World Safari Credit Card Forex Markup
The RBL World Safari Credit Card charges 0% forex markup on eligible international retail transactions. A card charging 2%-3.5% would add ₹2,000-₹3,500 before GST to ₹1 lakh of foreign-currency spending.
International transactions do not earn Reward Points. The return on foreign spending comes entirely from the avoided forex markup.
This makes the card useful for reducing foreign-currency costs, but not for earning rewards on overseas transactions.
RBL World Safari Credit Card Golf Benefits
The RBL World Safari Credit Card offers golf privileges through the Mastercard golf programme.
| Benefit | Details |
|---|---|
| Complimentary Golf Rounds | 4 per calendar year |
| Golf Lessons | 1 per calendar month |
| Green Fee Discount | 50% after the complimentary rounds are used |
The privileges are available at participating courses and remain subject to availability and the terms of the Mastercard golf programme.
RBL World Safari Credit Card Fuel Surcharge Waiver
The card offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹250 per month.
| Benefit | Details |
|---|---|
| Eligible Transaction | ₹500-₹4,000 |
| Waiver | 1% |
| Maximum Benefit | ₹250 per month |
RBL World Safari Credit Card Pros & Cons
Pros
- 0% forex markup on international retail transactions
- 5 Reward Points per ₹100 on eligible domestic travel spends
- ₹3 lakh annual fee waiver threshold
- Domestic lounge access and 2 international lounge visits per year
- Up to 25,000 bonus Reward Points and a ₹10,000 milestone voucher
- Complimentary golf privileges
Cons
- No Reward Points on international transactions
- Domestic lounge access and the additional international visit require quarterly spending
- Base reward return is approximately 0.5%
- ₹99 + GST reward redemption fee
Who Should Get the RBL World Safari Credit Card?
The World Safari Card makes the most sense for frequent international travellers. Regular overseas spending can recover the annual fee through forex savings.
If most of your spending is domestic, several competing travel cards offer higher reward rates in the same fee range.
RBL World Safari Alternatives
Before paying the annual fee, compare the World Safari with the ixigo AU Credit Card, which is lifetime free with 0% forex markup, and the broader best credit cards in India guide. The Scapia vs ixigo AU comparison is also useful if your priority is a no-fee travel card.
Final Verdict on the RBL World Safari Credit Card
The World Safari Card is primarily a zero-forex credit card. Its domestic reward rates are modest, and international transactions do not earn Reward Points.
For cardholders who spend regularly overseas, forex savings can justify the ₹3,000 annual fee. Domestic spenders will generally earn better returns from a rewards-focused travel card, even if it charges a forex markup.
Disclosure: This is an affiliate link. Card Maven may earn a commission if you apply through this link, at no additional cost to you.
RBL World Safari Credit Card
Frequently Asked Questions (FAQs)
What is the annual fee of the RBL World Safari Credit Card?
The card has a joining fee of ₹3,000 + GST and an annual renewal fee of ₹3,000 + GST. The renewal fee is waived on spending ₹3 lakh or more during the previous card membership year.
What is the forex markup on the RBL World Safari Credit Card?
The card charges 0% forex markup on eligible international retail transactions. Most Indian credit cards charge 2%-3.5% before GST.
Does the RBL World Safari Credit Card earn Reward Points on international transactions?
No. International purchases do not earn Reward Points. The accelerated rate of 5 Reward Points per ₹100 applies to eligible domestic travel purchases.
What is the value of 1 Reward Point on the RBL World Safari Credit Card?
One Reward Point can be worth up to ₹0.25 for eligible flight and hotel bookings through the RBL Rewards Portal. Other redemption values vary by option.
How many airport lounge visits does the RBL World Safari Credit Card offer?
The card offers up to 8 domestic lounge visits per calendar year, limited to 2 per quarter, after spending ₹35,000 in the previous calendar quarter. Priority Pass includes 2 international visits per calendar year, plus 1 additional voucher for a quarter in which spending reaches ₹50,000.
How can I waive the annual fee on the RBL World Safari Credit Card?
Spend ₹3 lakh or more during the previous card membership year to waive the annual renewal fee.
What are the milestone benefits of the RBL World Safari Credit Card?
The card offers 10,000 Reward Points at ₹2.5 lakh of annual spending, 15,000 Reward Points at ₹5 lakh and a ₹10,000 brand voucher at ₹7.5 lakh.
What travel insurance does the RBL World Safari Credit Card include?
The complimentary travel insurance includes personal liability, trip delay, baggage loss, loss of passport and dental treatment covers. Limits and exclusions are governed by the insurer’s policy terms.
Is the RBL World Safari Credit Card good for international travel?
The card is best suited to frequent international travellers who want to avoid forex markup. International transactions do not earn Reward Points, so the benefit comes from lower foreign-currency costs.
Which network does the RBL World Safari Credit Card use?
The RBL World Safari Credit Card is issued on the Mastercard World network.