If we pay online and if you have proofs for those funds nothing to worry. Just don’t do payments using cash in bank.
Even if banks reports to IT, it doesn’t mean they will investigate your transactions.
IT dept will check if spendings are within your earning limits. If not they will confirm with you whether u did transactions or not(personal experience). I avoid any deposits in my account through out year. I will ask my friends who use my card to transfer online. I ensure there is proper comments in funds transfer