This method isn’t a trick, and those who are familiar with digital wallets might already know about it. However, it could be valuable information for those who are new to this.
You’ll need a phone that supports NFC Tap to Pay feature. The approach involves using PayZapp with your SC Smart Credit Card for offline expenses. Load your PayZapp wallet using the SC Smart Credit Card to earn 2% cashback. Then, utilize the prepaid card for your offline payments through Tap to Pay.
This could be useful for people who don’t hold Ace and prefer cashback instead of rewards. And I am currently using this to hit the spend waiver milestone on SC Smart via offline route. Adding 5-10k per month and spending it on offline stores.
Limits are max 5k per transaction for tap to pay.
1k reward per month at 2% from SC Smart ( spends upto 50k). Card will give 1% reward on offline spends.