PiyushSinghal
Which SBI card is it? Any reason for SBI card to be your primary.
Regalia Gold is a good card. FYF is the norm. LTF is possible probably at a later stage, if you have good spending on Regalia Gold and your request to convert LTF gets honored, but you can not take it for granted. They equally can reject your request.
If you plan to continue using SBI as primary, then getting Regalia God may not be an ideal move. Go for the upgrade if you plan to use this as your primary. If not primary atleast ensure you meet one quarterly milestone to make sense of the annual fees you will be paying from second year.