Few years back, everyone's focus was on getting high rewards with credit card transactions. With that sorted, focus has now shifted to getting rewards on credit card bill payment. HDFC BillPay and its Platinum & Millennia debit cards are one of the best ways to get up to Rs 750 every month just for paying credit card bills. Here is everything you need to know about this and how to pay your credit card bills on HDFC Bill Pay.
Which HDFC Bank Debit Cards get cashback on credit card bill payment?
- EasyShop Imperia Platinum Chip Debit Card
- EasyShop Preferred Platinum Debit Card
- Easyshop Classic Platinum Debit Card
- EasyShop Platinum Debit Card
- Millennia Debit Card
What is the cashback cap on these debit cards?
- Platinum Debit Cards: Rs 750 per calendar month only with HDFC BillPay or Mobikwik
- Millennia Debit Cards: Rs 400 per calendar month with Paytm or Mobikwik
Which credit cards can we pay from HDFC Bill Pay?
American Express, Axis Bank, Bank of Baroda, Central Bank of India, Citibank, HSBC, ICICI Bank, IDBI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, SBI Card, Saraswat Bank, Standard Chartered Bank, Yes Bank
How to pay using HDFC BillPay?
- Log into HDFC Bank Netbanking and select 'BillPay and Recharge'
- Click on Continue
- Click on +Add Biller on top right corner
- Select category as Credit Card
- Choose your credit card issuer from this list
- Enter your card number and nickname. We choose to keep SmartPay as off and also it is not supported for all issuers. It takes 3-5 days for validation in some cases.
- Navigate to home after the biller is approved and click Pay against the credit card.
- The important step is to choose Debit Card in the payment mode when making the payment.
How to pay credit card bills using Millennia Debit Card?
Millennia DC offers 1% cashback up to Rs 400 every month for loading digital wallets like Paytm and Mobikwik. You can load these and then pay your credit card bills including HDFC Bank from the wallets.
Each transaction has to be more than Rs 400 on Millennia to get cashback on it.
How long does it take to get the cashback?
For Platinum debit card, the cashback is credited in 2-3 days of payment. For Millennia DC, cashback will be credited in 90 days.
How to redeem the cashback?
We can redeem the accumulated cashback from Netbanking --> Cards --> Debit Cards --> Cash Back Enquiry and Redemption.