Lupine [Login to see the link] How long should I wait between new credit card applications? I got IndusInd Legend last week and wanted to apply for Amazon Pay ICICI card? Also I've had applied for it 2 times but it was rejected. The 180 days cooling off period has passed 2 months back. Should I apply it now or it's good to wait for few days?
JayMaurya Lupine You can go for application by reviewing you Cibil report. For good results - Wait till your Cibil score 750+ and total credit utilization within 10%. You can follow [Login to see the link] to get free Cibil report.
CardMaven It depends on the age of your credit history. In case of successful credit card issuances, the gap does not matter much. Is this your first ICICI credit card? And why was it rejected previously?
Lupine CardMaven Yes, it would be my first ICICI credit card. Both time reason given was "Due to bank's internal policy."
CardMaven Ok, think it is better to apply for the LTF ICICI Bank Platinum credit card and get approved for it. You can then go for the Amazon Pay credit card.
Lupine Thanks for the suggestions. So is it advisable to apply right away or should I wait for few days?
Lupine Lupine could share pno email address for application reconsideration couldn't find it on the website.
Lupine Self employed Filled in the details and as soon as clicked on self employed, received this notification . It's showing net annual income 2.5 lac for platinum credit card
CardMaven Lupine Do you have a new credit inquiry from this application? If yes, wait for sometime and apply on C2C.
Lupine [Login to see the link] could you please provide any email address for application reconsideration? Or should I mail it to [Login to see the link]
Lupine CardMaven Unable to escalate it to 2nd level via online mechanism. Tried it multiple times. An error pops up asking to try again later.
Lupine CardMaven Could you please share email address of ICICI Bank's PNO so that I can request him/her to reconsider my application. This is what I got in response to Level 2 complaint raised onlin <Screenshot removed on request as it had a personal email>