AshisKar 1k per month was free earlier. Also, initially, it didn’t show any charges for loading via CC, but the transactions failed continuously. later, it started showing 2.95% charges. It’s too high. Hence, added using RBL SGP to get 1%.
With this, I am replacing UPI Lite from Paytm with Mobikwik Pocket UPI. Mobikwik is the only app I use now for UPI transactions. The following is my preference now for all offline transactions:
- Tap to Pay using PayZapp prepaid card. load via SC Smart and get 2%
- Axis ACE for Physical swipes to get 1.5%
- TataNeu Inifinity for UPI to get 1.5%
- Pocket UPI by Mobikwik to get 1% by loading using RBL SGP.
Ditching UPI lite and can still maintain clean bank statements. I will use UPI only for big amount transfers to other people.