Vasanth Update to the Post.
Today I have got a new banner under MyCards, which permits me to "Apply" for the virtual UPI card. (Earlier Banner in the first post was to "Request for…" where they have said I'll be able to apply after 10 working days)
I am stopping my journey here, as I do not want to apply this card now. Between the time of my first post and now, I have got Tata Neu Infinity as FYF which will become LTF through the Tata Neu Rewards League (that I have completed).