[Login to see the link] I have a query on this.
I am using hdfc credit card from more than 5 years (Money back -> Regalia -> Millennia [the last one I didn't know was a lower variant, they said it as an upgrade when they called me]). So my current card is Millennia with limit around 2.5L . I also got the Tata Neu Infinity card with shared limit.
Recently in April of this year, I moved my salary account to HDFC on hopes of getting higher variant card. I am at preferred banking relationship. When I checked with my assigned RM over call, he told it is not possible to upgrade to higher variant unless system generated. Also, I am not getting any limit enhancement offers.
I wanted to check if you if I close my current HDFC millennia card and after some days apply freshly, is there a chance to get higher variant card given I now have preferred banking relationship.
Thanks in advance.