CardMaven HarshadPavagi For HDFC Bank, the relationship history matters a lot! This is where they are strong.
tssrao VijayK I finally managed to get the upgrade to DCB What was your existing limit on regelia and last 6 months spending?
ApinderSingh tssrao is spending is linked to LE and upgrade ?, I mean. If it is then how much is enough
TarunTodi BhuvneshKalwar can definitely push the BM or RM along with it. Chances are they can get it done but you never know with hdfc and infinia 🤦🏻♂️
HarishRaj BhuvneshKalwar Though HDFC Bank and HDFC loans are now merged, we are still a long way before the data for the entities is combined. Until then HDFC Loans will not be consider to calculate one’s net worth. Hopefully someday the data gets intermingled and gets considered.
Sparsh Regarding getting Infinia. I just got Infinia and I did not have 10 lakhs limit on my DCB. It was just 8 lakhs.
tssrao ApinderSingh spending is linked to LE and upgrade ?, I mean. If it is then how much is enough I think a lot of factors will be considered for LE or upgrades. CIBIL would be an obvious one. May be maintaining good amount in the bank account can also contribute a bit along with spending….
ApinderSingh Scholes hi me too 4 years with regalia first, got millennia fee based upgrade offer for sometime, if you get some info, do share
ApinderSingh JohnSmith what is the initial funding for Imperia and how they converted to std account.
HarishRaj SaiTej Depends on use case. If you could meet the quarterly milestone then yes, it’s much better than plastic. However if you are not a high spender then DCB metal can not be justified.
CardMaven mindstop Yes, but you will need to negotiate with them for the upgrade. Drop an email to the one mentioned in the first post and ask them.