American Express Gold Collection (18K and 24K MR Points): Feb 2024 Update

The American Express Gold collection is one of the most sought-after redemption options. It’s for good reason, too. It is the easiest way to get the best value for your MR points without having to go through points transfers. Previously, only the Gold Charge and MRCC cardholders could access the Gold collection. However, now you can use these redemption options even for MR points earned on other cards like Plat Travel, as long as you also hold a MRCC or Gold Charge card. Here are the different redemption options available in the Amex Gold Collection.

Effective 1^st March 2024, Amex has restructured the 18K and 24K Gold Collection to add new redemption options for Tata CLiQ and Reliance Digital. However, Amex has also reduced the value for existing redemption options including Amazon.

American Express Gold Collection: 18K MR points

The 18K Gold collection offers you access to Amazon Pay, Flipkart, Myntra, Shoppers Stop, Reliance Digital, Tata CLiQ and Taj Hotels stay vouchers. If we go purely by value per MR point, then Taj Hotels is your best bet. But, you also have multiple options if you do not want to do a travel redemption.

E-Voucher	Value	1 MR Point Value
Amazon	₹ 6000	33p
Flipkart	₹ 6000	33p
Reliance Digital	₹ 6000	33p
Myntra	₹ 7000	39p
Shoppers Stop	₹ 7000	39p
Tata CLiQ	₹ 7000	39p
Taj	₹ 9000	50p

American Express Gold Collection: 24K MR points

The 24K Gold collection offers you access to Amazon Pay, Flipkart, Shoppers Stop, Taj Hotels and Tanishq Diamond Jewellery gift vouchers. If we go purely by value per MR point, then again Taj Hotels is your best bet. The 24K Gold collection gives you access to few more non-travel redemptions. Tanishq Diamond Jewellery stands out in this with a marginally higher value per MR point.

E-Voucher	Value	MR Point Value
Amazon	₹ 8000	33p
Flipkart	₹ 8000	33p
Reliance Digital	₹ 8000	33p
Tanishq Diamond Jewellery	₹ 9000	38p
Tata CLiQ	₹ 9000	38p
Shoppers Stop	₹ 10000	42p
Taj	₹ 14000	58p

Which one offers the best value for 18K and 24K Gold Collection?

American Express MR points continue to give you the best value for points transfer to Marriott Bonvoy and other partners. However, if you are not into travel then the next best option is either the Tanishq/Shoppers Stop voucher (from the 24 Carat Gold Collection). With the value of Amazon GV reducing in the latest devaluation, it may not be a good redemption value anymore.