Best Credit Cards in India 2026
Explore by Card Category & Benefits
Editor’s Choice
Scapia Card
Lifetime Free ₹1000 Off on 1st flight booking
₹1000 Value Back on airport shopping & dining
Unlimited domestic lounge access
Zero forex markup fees
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Verified for 2026 Updated with latest bank devaluations
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Top Credit Cards in India 2026
Handpicked recommendations for maximum rewards and value
Scapia Card
★★★★★
Reward RateUpto 4%
Annual FeeLifetime Free
Zero forex markup and unlimited domestic lounge access.
Kiwi RuPay
★★★★☆
Reward RateUpto 5%
Annual FeeLifetime Free
Earn high rewards directly on every UPI scan via the app.
Jupiter Edge+
★★★★★
Reward RateUpto 10%
Annual Fee₹999
Huge 10% returns on your favorite top shopping brands.
HSBC Live+
★★★★☆
Reward RateUpto 10%
Annual Fee₹999
Massive 10% cashback on all dining and grocery spends.
BoB Eterna
★★★★☆
Reward RateUpto 3.75%
Annual FeeLifetime Free
Elite premium rewards on travel and dining expenditures.
SBI Cashback
★★★★★
Reward RateFlat 5%
Annual Fee₹999
Earn a flat 5% cashback on all your online spends.
New Credit Card Reviews & Fintech News
Expert insights and the latest credit card offers in India for 2026
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