SBI Credit Cards
SBI Card is a leading player in the credit card industry in India, with a customer base of over 10 million. The company was established in 1998 and is headquartered in Mumbai, Maharashtra.
SBI Card offers over 30+ credit cards in India including co-branded cards. This article lists down all the SBI credit cards that are issued in India along with their fees, features, rewards and benefits. If you are looking to get a new credit card from SBI Card, check out the entire list.
Welcome Benefits
SBI credit cards offer a welcome benefit on getting approved for a credit card. Depending on the card variant, we can get cashback, travel tickets, gift vouchers or even a product against the joining fee. In some cases, we also need to fulfil a spend condition within first 30 to 90 days of card membership to get this welcome benefit. So, do check the card review to find these kind of conditions.
Rewards
SBI credit cards reward you for every transaction you carry out with the credit card. Depending on the variant, this can be reward points, cashback or airmiles as rewards for transactions. The reward rate ranges between 1% to 5% for most of the SBI credit cards. So, the more you use your SBI credit card the higher rewards you get.
Fuel Surcharge Waiver
When we use credit cards for fuel, we have to pay a surcharge on the fuel. Many SBI credit cards also offer a 1% fuel surcharge waiver on any fuel spends. Check out the maximum cap and transaction limit on your SBI credit card to utilize this feature.
Milestone Benefits
Along with the regular rewards, we also get milestone benefits on reaching target spends with SBI credit cards. For example, The Club Vistara SBI Card offers us economy tickets on hitting milestone spends. The entry-level SBI SimplyCLICK credit card gets us a Cleartrip gift voucher on reaching Rs 1 Lakh spends.
Movie Benefits
Another great benefit offered by SBI credit cards are free movie tickets with BOGO offers. You can use these cards for getting a complimentary movie ticket on portals like BookMyShow. SBI ELITE credit card offers 2 free movie tickets per month or Rs 500 off on booking at least 2 movie tickets on BookMyShow.
Complimentary Airport Lounge Access
We also get complimentary airport lounge access with the premium and super-premium SBI credit cards. This can either be complimentary domestic airport lounge access or both domestic and international airport lounge access. Using airport lounges are a great way to get some relaxation before boarding a flight.
Best SBI Credit Cards
How to apply for SBI Credit Cards?
We can apply for SBI credit cards online on the Sprint portal. After we have submitted the application, we will get a call from customer care to schedule a slot for physical KYC and to collect documents if any. The application link for each card is available on the detailed review for the cards.
SBI Credit Cards Login
You can manage your SBI Card through the web portal or the mobile app. Both options allow you to see your card transactions and perform other tasks like setting card limits for transactions, enable/disable transactions, set credit card PIN etc.
SBI Card Web Portal
The SBI Card portal can be accessed at https://www.sbicard.com/. If you have a new credit card, you can register on the portal using your full card number, CVV number and date of birth.
SBI Card Mobile App for Android and iOS
SBI Card also has mobile apps for Android and iOS. The transactions available for the web portal and mobile apps are the same.
Types of SBI Credit Cards
Based on the rewards offered by the different SBI credit cards, we can group them into the below categories:
- Cashback: These are are simplest of the all types. We get a flat cashback rate on all our spends. SBI Cashback is one such example.
- Rewards: This set of credit cards offer reward points that can be redeemed for different options like gift vouchers, catalogue products or even statement credit in few cases.
- Airmiles/Travel: The co-branded credit cards with Vistara and Air India offer you airmiles and complimentary tickets against your spends that you can use to book travel.
- Secured Cards: If you are new to credit cards, then secured credit cards are the best way to build a credit score. SBI Unnati credit card is a secured card that is issued against fixed deposits.
Making Payment to SBI Credit Cards
SBI Card offers multiple ways to make payment for your credit card.
- Billdesk: You can make payments for SBI credit cards using Billdesk payment gateway by entering your complete card number along with due amount, email id and phone number. The payment is settled instantly. The available payment methods are internet banking, debit cards including RuPay debit card and UPI.
- NEFT Transfer: The other way to pay SBI credit cards is use NEFT fund transfer. Log in to the net banking facility of your bank. Add SBI Card as a beneficiary under third party transfer. Enter the IFSC code ‘SBIN00CARDS’. Enter 16-digit SBI Credit Card number in place of account number on the banking page. Select Beneficiary Account type as ‘Credit Card Payment’ or ‘Savings Account’. Click ‘Submit’ button to complete your registration process.
- UPI Payment: We can also pay our SBI credit card dues with UPI. Open your UPI app like PhonePe or Paytm. Click on Pay to VPA or UPI ID. The id will be Sbicard.16 digits of your credit card no@SBI e.g. Sbicard.4726420123456789@SBI. Insert amount which you wish to pay to SBICARD and verify with PIN.
SBI Credit Cards Customer Care
You can contact SBI Card customer care on 1860 500 1290 or 1860 180 1290. SBI Card also has a toll free contact on 1800 180 1290.
The other way to contact customer care is by using the online portal or mobile app and raising a query for the issue you are facing. Doing this gives you an interaction id that you can use to track and escalate for resolution.
Which SBI credit card offers the lowest foreign currency markup charges?
SBI ELITE and Aurum credit card offer the lowest foreign currency markup of 1.99%+GST.
Which SBI credit card is good for getting 10% instant discount on online sales?
You can get SBI SimplyCLICK credit card for this purpose.
How many add-on cards can we get with SBI Card?
We can get up to 3 add-on cards with SBI Card.