Amex Offer: 10000 Membership Reward Points on Insurance Payments

American Express (Amex) Insurance Premium Payment Offer

American Express generally excludes insurance payments for rewards for most of its cards. But, it does run Membership Reward point offers for insurance payments from time to time. Like last year, we have a new insurance payment offer from Amex this year leading into 2023. But, the offer has got devalued by quite a bit this year. So, not as lucrative as before but still a decent offer. Here are the complete details for the latest Amex insurance premium offer.

Amex Insurance Offer: December 2022 to March 2023

OfferGet 5 MR points per Rs 100 spent on insurance payments
Maximum Bonus MR Points10000
Offer Validity22 December 2022 to 31 March 2023
Spends are valid only from the date of enrollment
Bonus MR Credit to AccountBy 31 July 2023
Offer TypeTargeted. Offer has to be enrolled from the link in the email.
T&COffer Terms
American Express Insurance Premium Payment Offer 2022

Should you use this offer?

This is a good offer for paying any of our insurance premiums like term or health insurance. But, the offer this time is for just 5 MR points per Rs 100. To compare, we had a 15 MR points per Rs 100 last year. A two-third decrease in the bonus MR points is surprising.

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But, there is one good thing about this offer. We can double-dip with the New Year spend offer to achieve target spends and get an extra return,

Payments made directly on any of the insurance payment sites are eligible. This means that we should not use any of the payment providers like Paytm or Phonepe. This will ensure Amex can identify it as an insurance payment for the bonus MR points credit.

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