EazyDiner IndusInd Bank Signature Credit Card

EazyDiner IndusInd Bank Credit Card Review


Joining Fee: Rs 1999+GST
Annual Fee: Rs 1999+GST




0.8% to 2%



Issued On



Domestic Airport Lounge Access, BookMyShow Offer, Fuel Surcharge Waiver

Table of Contents

Whether dining out or dining in, food expenses are one of our biggest expenditures. For dining in, we have Swiggy and Zomato which have spoiled us with discounts and cashback offers. What about savings on dining out at restaurants? This is where EazyDiner and Dineout are useful. EazyDiner has had tie-ups with leading card issuers for some time now. But now, we have a new co-branded EazyDiner credit card launch with IndusInd Bank. Here is a review of the EazyDiner IndusInd Bank credit card and why this can be a good addition to your wallet.

How to apply for the EazyDiner credit card?

If you are new to IndusInd Bank, you can express interest in the card from the EazyDiner app or apply on the IndusInd Bank EasyCredit portal.

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The process is more straightforward if you already have an IndusInd bank credit card. If you have a credit limit over Rs 1.5 Lakhs, contact EazyDiner’s Twitter account over DM. They will work with IndusInd bank, split your credit limit and issue the new EazyDiner credit card.

EazyDiner IndusInd Bank Credit Card Review

Fees and Charges

Joining FeeRs 1999+GST
Welcome BenefitEazyDiner Prime Membership
Rs 5000 Postcard Hotel stay voucher
2000 EazyPoints
Renewal FeeRs 1999+GST
Renewal BenefitEazyDiner Prime Membership
2000 EazyPoints
EazyDiner IndusInd Bank Credit Card Review – Fees

The EazyDiner Prime membership is sold for Rs 2495 with payment offers. On this card, we pay Rs 1999 plus taxes ~Rs 2400 as the annual fee which gets us EazyDiner Prime. The membership gets you extra benefits at select restaurants and bars. So, if you were anyways going to buy EazyDiner Prime, this card gets you a better deal with other benefits.

The Postcard Hotel stay voucher will not cover a full 1-night stay but is good for a discount. The per night room rate starts from Rs 13000. So, the voucher can help you experience the signature experience that Postcard Hotels come with.

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EazyDiner Prime Benefits

EazyDiner Prime membership comes with the below benefits which can come in useful if you regularly dine out.

  • Get 25% to 50% discount up to Rs 3000 at select bars and restaurants
  • Get a complimentary cake or dessert at select bars and restaurants
  • 50% off when you take away a cake during the birthday or anniversary months
  • 2X EazyPoints on meals
  • 2000 EazyPoints


  • Dining, Shopping, and Entertainment: 10 RP/Rs 100 ~2% reward rate
  • All other spends(except fuel): 4 RP/Rs 100 ~0.8% reward rate
  • EazyDiner-related activities: 3X EazyPoints

While the rewards might seem low, the USP of this card is in the benefits that you get every time you dine out.

Exclusive Savings on EazyDiner credit card

We get an extra 25% discount up to Rs 1000 on all PayEazy restaurants. This is applicable as many times as you dine out at an eligible restaurant.

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PayEazy is EazyDiner’s in-app payment for restaurant bills. The below table shows you how much you can save if you dine at a Prime and PayEazy-supported restaurant. We end up saving close to 50% with both Prime and PayEazy benefits. That is a pretty good deal if you can dine out regularly.

The second benefit is we get a complimentary alcoholic beverage per diner at over 200 restaurants.

The only catch is, that you got to have a supported and preferred restaurant where you can use these benefits.

Source: IndusInd Bank Website

What are EazyPoints?

We earn EazyPoints for the below eligible activities for the EazyDiner app. With the 3X EazyPoints benefit, we will get bonus points per activity.

  • Download and Register on the EazyDiner app: 200 points
  • Become a Prime member: 2000 points
  • Book a table: 25 points
  • Write a review: 50 points
  • Buy a QSR deal: 10 points
  • Order food online: 25 points

Rewards Redemption

Regular reward points can only be used against dining bills. There is no cash redemption. The accumulated reward points expire at the end of each anniversary year.

EazyPoints Redemption

EazyPoints CAN NOT be used against dining bills. There is a separate list of redemption options for these.

While the options north of 10000 EazyPoints look enticing, we will have a hard time collecting that many points. Dining out also has its limits. 🙂

Complimentary Airport Lounge Access

  • Airport Lounges in India: 2 complimentary visits/quarter with Visa Infinite. The list of eligible airport lounges for access through Visa is available here.

BookMyShow Offer

  • 2 free movie tickets every month on BookMyShow. The discount for each ticket is capped at Rs 200.

Should you get the EazyDiner IndusInd Bank credit card?

While the card benefits are good, it will not be a good fit for everyone. EazyDiner has restaurant partners in very few cities. The listing is limited even in Tier 1 cities like Mumbai and Bengaluru. And, some restaurants will refuse to accept EazyDiner even if they are listed on the app.

So, do some kind of checks at the restaurants you plan to dine in to see if this card is going to help you.

Final Thoughts

If you dine out at PayEazy and EazyDiner Prime restaurants, this can be a very useful card. The EazyDiner IndusInd Bank credit adds up to huge savings even if we include the annual fee. It is a no-brainer if you dine out even once a month.

We do have other EazyDiner offers with IndusInd Bank but those are mostly for premium cards. The other point is this card will let you save unlimited times. The more you dine out, the more you save.

EazyDiner IndusInd Bank Credit Card

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