Lifetime Free HDFC Bank Diners Club Black: Alumni Offer

Lifetime Free LTF HDFC Bank Diners Club Black Credit Card

HDFC Bank Diners Club Black has been devalued quite a bit in the last few years. But it is still a good premium credit card that can offer up to 16% return on your spending. If you have been holding off on the DCB due to its annual fee, there is a way to get it as a Lifetime Free card. If you are an alumnus of a select list of institutes, you are eligible for an LTF DCB. Here is everything you need to know about the LTF Diners Club Alumni upgrade program.

List of Institutes for Lifetime Free Diners Club Black

The list contains most of the premier institutes for MBA, Engineering, and Medical. As of now, there are 129 institutes on this list including IIMs, IITs, and some of the other premier names. You can check the list of institutes at this link. The list keeps getting updated, so it may not have some recent changes.

** does not have ownership of this list. It is just to give you a reference of which institutes may be eligible. The final decision is with HDFC Bank.

Eligibility Criteria

We can upgrade based on either the existing limit on your HDFC Bank credit card or based on income.

  • Income: Net monthly income > Rs 1.75 Lakhs for salaried and ITR> Rs 21 Lakhs for self-employed
  • Existing Limit: More than Rs 5 Lakhs

Email request for the upgrade process

Drop an email to with the upgrade request and the below details.

Subject: Cust ID: 12345678 – Upgrade <<Existing Variant>> card ending 1234 to LTF Diners Club Black

Email Body:

I came to know that there is a Diners Club Black LTF offer for Alumni of selected colleges. I have completed my MBA from <<Institute Name>>, <<Institute City>>. Please confirm if I am eligible for this offer and how I can upgrade if eligible.

If you are eligible, the helpdesk will get back with a confirmation and ask you to send the filled upgrade form and certificate copy as proof.

So, go ahead and request your lifetime free Diners Club Black card if you are eligible. Do share your experiences below. 🙂


  1. Abhijit Sahoo

    Hi All,
    Wanted to share my experience here for the benefit of others going through this article.

    I had a Regalia card with > INR 9 lakh credit limit to begin with. The lounge access on the Regalia card was restricted to 12 domestic per year, which was less for me, considering I travel a lot, and wanted a card which had unlimited lounge access. To my pleasant surprise, when I checked on my netbanking portal, it showed an upgrade to DCB card (annual and renewal charges of INR 10,000 + GST). Without a second thought, I upgraded it and received the card within 3 days. I got to know from my relationship manager that it was a FYF card. I asked her if she can make it a LTF one, to which she said it’s impossible from her end.

    Then I was casually browsing online for benefits of the DCB card, when I came across this article, and I followed everything step by step, sent them the email stating my MBA degree from IIM and Graduation from BITS Pilani, and within 5 days, my card was upgraded to LTF variant (Thank you Card Maven !! 🙂 ). To confirm whether it was actually made LTF, I asked for my Card’s status to my relationship manager, and she confirmed that it has been changed from FYF to LTF.

    Now, some facts I got to know about this card from online sources and my relationship manager !!

    1. We can have 2 free Add-on cards for family members, who can then enjoy unlimited lounge access.

    2. Even though the Card is mentioned as “Diners Club Black DOM”, which I thought was a Domestic only card giving access to domestic lounges only, coupled with the fact that the Travel Diners App showed only Domestic Lounges in the list: I checked the status with my relationship manager, and she said that it is an international card with international lounge access (as mentioned on HDFC card benefits page as well).

    3. The golf access booking should be made in advance (3-5 days for domestic and 15 days for international) through the 24×7 concierge service only.

    4. It’s better to add your international travel plans on the card section of your netbanking portal for seamless support and troubleshooting in case you faced any challenges abroad.

    5. There were some reports of low acceptance of the Diner’s card in India and abroad. Well, as per my experience, I have faced no challenges so far!! you may check for acceptance map online here ->

    6. If you really want to enjoy the benefits of this card, try going to Smartbuy portal for buying anything (Flipkart, gift vouchers, flight bookings, train and bus bookings, etc). Also, instead of buying stuff from Amazon and flipkart directly, plan your purchase in advance, and buy gift vouchers from Smartbuy in advance, and then keep applying them on your Amazon and Flipkart purchases, for maximum benefits.

    Again, I would like to thank Card Maven for having written this article for folks like us, to gain a valuable card, free of cost, for lifetime 🙂

    • Card Maven

      Thank you, Abhijit for sharing your experiences. 🙂

  2. Abhijit

    Even though the product page of the HDFC Diners Black Credit Card shows Unlimited lounge access in India and abroad, the Diners Club Travel app shows only Indian lounges in the Benefits section. Have they removed international lounge access altogether? Or is there a different process for availing the same?

    Also, an update on my previous message: It’s already been 4 days, but I haven’t received an email confirming my LTF status, even though I have been following up everyday.

    • Card Maven

      Unlimited international lounge access is still there. No changes in that.

      • Abhijit

        Thank you for clarifying. Just wanted to state that my card ID is “New Diners Club Black DOM”.

        Also, had a couple of more questions. How many add-on cards can be provisioned on top of my DCB card (Is it possible to get add-ons for, say, 3 family members)? Do all add-on cards enjoy unlimited lounge access in India and abroad (traveling together with the primary cardholder, or solo)?

        • Card Maven

          Two add-on cards. They also get unlimited lounge access.

  3. Gaurav

    Thanks…I have received the diners Credit Card….I have few queries:
    1. How would we know if the card is LTF or chargeable?
    2. Is there is dedicated customer care for Diners black?
    3. What is process for claiming the Insurance benefits (like air accident, Overseas hospitalization, Baggage Delay) for Diners Black customers?
    4. What are the detailed policy wordings of the complimentary insurance that is provided as part of Diners black card?
    5. Are there any preconditions to be met (every year or every month) for the card to continue remain as Life Time Free

    • Card Maven

      1. You can retain the email confirmation from the grievance redressal for future reference.
      2. Customer care is the same but you have a dedicated concierge if you want to use it.
      3. Fill up the forms you receive with your physical card.
      4. You have the policy link on the product page.
      5. No

  4. Abhijit

    I had a Regalia Card with >9 lakh limit. Then just 2 days back, I saw the option to upgrade to Diners Club Black card, which I did. I received the Diners Black card just today. Then, I got to know that it is only FYF, and the RM told me that there is no way I can get a LTF offer for this Diners Club Black card.
    Now, having gone through your post, I have mailed to Priority Redressal stating my MBA and BTech degrees from IIM and BITS Pilani and asking them if they can convert my FYF to LTF based on the Alumni offer stated in this article. I haven’t received a reply yet, apart from the automatic computer response. Will keep the group posted for any updates. Fingers Crossed!!

    • Abhijit

      [UPDATE] It’s already been 4 days, but I haven’t received an email confirming my LTF status, even though I have been following up every day.

      Card Maven, any tips here?

      • Card Maven

        It takes some time. Please wait for a week before sending them a reminder.

  5. Varun B

    I have Diners Club Privilege Card, limit 250000/-
    Had applied with my BITS Pilani degree but was denied due to low limit on my existing card.

    • Card Maven

      Hi Varun. Yes, we need a limit of minimum 5L to upgrade to DCB.

    • Card Maven

      Hi Varun. Yes, we need a limit of a minimum of 5L to upgrade to DCB.

  6. SD

    If you are currently a homemaker (so no monthly salary) and from one of the institutes, are you eligible? Thanks

    • Card Maven

      You can try if you have a savings account with HDFC Bank. It may work out.

  7. Pratik Bubna

    Worked for me – got life time free diners black club upgrade on my existing regalia card.
    Alumni from IMT Ghaziabad.

    Thanks for the exact steps listed here.

  8. Joe

    Is the offer still active? Just got a LE to 5 lacs on my Regalia today. How soon can I apply for this?

      • Wannabe Frequent Flyer

        Interesting. Just got off the phone with my RM, she says that it isn’t there. Will I get better results by mailing them?

        • Grey Pilgrim

          Buddy, ditch the RM. Email to that customer redressal email address that Harsh mentioned in the post. Worked for me.

      • Joe

        Thanks a ton cardmaven..
        Applied on 16th..card approved on waiting for the card..

  9. MB

    How can we request hdfc to add new colleges? Thapar university is not added as premium institute in this list.

  10. Amit

    After reading this post, I applied for the card as my alma mater- TISS Mumbai (HR M.A.) is listed in the mentioned sheet. However, after sending the relevant certificates etc., the HDFC team backtracked saying that it doesn’t qualify, and offered it as 1st year free, which I declined.

  11. Ashok

    Is there any one who got upgrade from regalia to LTF DCB, despite having limit less than 5 lakh on regalia?

  12. Obvious Idiot

    I’ve Millennia over Diners platform with limit 8L+. I’m also alumni of one of the colleges in list with salary account with HDFC. I want to target Infinia. What do you recommend I do? Ask DCB LTF and then request upgrade or some other way to reach Infinia? salary ~1.5 lpm, cibil 799.
    any other LTF card suggestion for me based on this salary?

    • Card Maven

      I think you can ask for Infinia. It might get accepted. It will be FYF.


        They are providing Infinia. Any specific criteria I should work on for getting it like spends on existing hdfc, some other relationship with bank, asking in some other way? Can you guide?
        I also have Citi rewards and ICICI Amazon.
        Any other card suggestion for me which can be made LTF or worth paying its fee?


          They are not providing Infinia. Typing mistake.

          • Card Maven

            I would suggest taking the LTF DCB and waiting for another LE before asking for Infinia again. Check this article to see if you find any other LTF card lucrative.

  13. Anuj Gupta

    I am having a Millennia credit card with limit of Rs. 10 lakhs. Am I eligible for this offer ??

    • Card Maven

      Yes, Anuj. If you are from one of the eligible institutes, go ahead and request for an upgrade.

  14. Rishabh Srivastava

    Thanks so much for this valuable post! I just got the upgrade to DCB Lime Time Free card from my Regalia, was looking for it since long and they were not taking any new request due to RBI’s ban on DC new card issuance. Anyway I needed it to be LTF, a polite mail along with my BITS Pilani degree certificate did the job, no other documents. Thanks again!

  15. Amit

    How long did it take for them to confirm the LTF after sending the mail? I sent a mail 2 days ago but haven’t gotten any reply yet.

    • Grey Pilgrim

      Hey Amit,
      I mailed on a morning and got a reply from the customer care/ redressal forum by evening. You should mail them back if you haven’t received a reply yet.

  16. N

    Don’t know what’s their logic but Pondicherry Central university which is such a high ranking university in India and globally is not part of this offer but they have many relatively unknown institutions. Weird

  17. tanay

    my DCB also upgraded from regalia on the mail.

  18. Gowtham

    What is the credit limit required in regalia for eligibility to upgrade?

    What is the minimum income required for this upgrade to be considered?

    • Card Maven

      You can upgrade if you meet either the limit or salary criteria.

      For upgrading from Regalia to DCB, the required limit is 5L.

      For upgrading with salary, requirement is same as that of normal DCB card requirements.

  19. Grey Pilgrim

    Hey CardMaven,

    Thanks Man. They processed my Regalia to DCB upgrade without any hassle. No income slips, no documentation except for the IIT degree certificate and the upgrade form. LTF DCB for free. You truly made my life much better with such a helpful post.
    Beers on me, if ever you visit Mumbai. 🙂

    • Card Maven

      Amazing news! Congratulations!! 🙂

  20. Bharath Ram

    Thanks a lot for the tip. Mailed them. Let’s see how it goes.

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