IDFC First Debit Card Mega Monsoon Bonanza July 2021 Spend Offer (Targeted)

It is always good to see debit card spend offers as they are quite rare. IDFC First Bank has rolled out a ‘Mega Monsoon Bonanza’ spend offer for July 2021. While, the 10% cashback offer it ran last month was valid for all, this is a targeted offer as per the T&C. The offer is personalized probably based on the account balance and spend history.

Don’t have an IDFC First bank account? Open one and get Rs 3000 worth Amazon vouchers!

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IDFC First Bank Visa Debit Card – Mega Monsoon Bonanza Spend Offer for July 2021

Offer (Personalized)Spend Rs 10000/5000/7000 using IDFC First Bank Visa Debit Card and an Amazon voucher worth Rs 1000/500
Offer Validity01st July to 15th July 2021
FulfillmentBy 31st August 2021
Communication MethodEmail / Mobile App Notification
T&COnly debit card spends are eligible. ATM and Wallet transactions are excluded.

I have received the Rs 500 Amazon gift voucher offer on spends of Rs 5000.

My View

With a reduced interest rate on its savings account, IDFC First Bank is taking steps to keep existing customers. 10% return value in the form of Amazon vouchers for using a debit card is a great offer. The required spends are achievable and the reward rate is more than credit cards.

One can spend the required amount on fuel or insurance transactions. These are not eligible for credit card rewards. So, a win-win to use the IDFC First debit card in these cases to get 10% return.

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Received this offer from IDFC First Bank? Do share and comment.

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