Applying for a Vistara card but need one of Club Vistara SBI Card PRIME vs Axis Vistara Signature? The Club Vistara SBI Card PRIME and Axis Vistara Signature are similar credit cards. Both offer premium economy tickets as milestone benefits with CV points on transactions. Regarding Club Vistara’s status, we get Silver-tier on both of them. So, which credit card is better between these two? Here is a comparison of Club Vistara SBI Card PRIME vs Axis Bank Vistara Signature to help you choose.
Fees and Charges
Both the Club Vistara SBI Card PRIME and Axis Bank Vistara Signature credit cards have almost the same fee and same benefits.
| Club Vistara SBI Card PRIME | Axis Bank Vistara Signature | |
|---|---|---|
| Joining Fee | Rs 2999+GST | Rs 3000+GST |
| Welcome Benefit | 1 Premium Economy Ticket 3000 CV points on spending Rs 75000 within 90 days | 1 Premium Economy Ticket 3000 CV points on spending Rs 75000 within 90 days |
| Annual Fee | Rs 2999+GST | Rs 3000+GST |
| Annual Fee Waiver | None | None |
| Renewal Benefit | 1 Premium Economy Ticket | 1 Premium Economy Ticket |
| Club Vistara Status | Silver | Silver |
Rewards
The base reward rate is the same for both cards. But, the Club Vistara SBI Card PRIME has a small advantage here. It gets CV points on wallet spending too.
| Club Vistara SBI Card PRIME | Axis Bank Vistara Signature | |
|---|---|---|
| Base Rewards | 4 CV points per Rs 200 ~1.6% | 4 CV points per Rs 200 ~1.6% |
| Wallet Spends | 4 CV points per Rs 200 ~1.6% | No CV points |
Milestone Benefits
This is where we start seeing why the Vistara SBI PRIME card is a better option than the Axis Vistara Signature. While both offer 4 premium economy tickets as milestone benefits, the Vistara SBI PRIME gives those with just Rs 8 Lakhs spent in a year. We need to spend Rs 9 Lakhs in the case of the Axis Vistara Signature.
The Vistara SBI PRIME card also gives us another benefit in the form of Rs 10000 worth of Yatra Hotels gift vouchers. This makes it very easy to decide.
| Spend Milestone | Club Vistara SBI Card PRIME | Axis Bank Vistara Signature |
|---|---|---|
| Rs 1.5 Lakhs | 1 Premium Economy Ticket | 1 Premium Economy Ticket |
| Rs 3 Lakhs | 1 Premium Economy Ticket | 1 Premium Economy Ticket |
| Rs 4.5 Lakhs | 1 Premium Economy Ticket | 1 Premium Economy Ticket |
| Rs 8 Lakhs | 1 Premium Economy Ticket Rs 10000 Yatra Hotels Gift Voucher | None |
| Rs 9 Lakhs | None | 1 Premium Economy Ticket |
Rent Payments for Milestone Spends
Return on Spend
In both cases, we are valuing CV points at 80 paise each.
Club Vistara SBI Card PRIME offers a 5.6% return on spends
- Approximate value of one premium economy ticket: Rs 5500 as we need to pay approximately Rs 1000 as redemption charges towards fuel and surcharges.
- Total value of 4 premium economy tickets: Rs 22000
- Value of Yatra Hotel Gift Vouchers: Rs 10000
- CV Points on Rs 8 Lakhs spend: 16000 (excluding Vistara spends)
- Total Return: 16000 CV points ~Rs 12800 + Rs 22000 as Economy Tickets + Rs 10000 Yatra Hotels GV = Rs 44800 ~5.6% Return on Rs 8 Lakh spending
Axis Vistara Signature offers a 4% return on spends
- Approximate value of one premium economy ticket: Rs 5500 as we need to pay approximately Rs 1000 as redemption charges towards fuel and surcharges.
- Total value of 4 premium economy tickets: Rs 22000
- CV Points on Rs 8 Lakhs spend: 18000 (excluding Vistara spends)
- Total Return: 18000 CV points ~Rs 14400 + Rs 22000 as Economy Tickets = Rs 36400 ~4% Return on Rs 9 Lakh spending
Club Vistara Silver Privileges and Benefits
Both Club Vistara SBI Card PRIME and Axis Vistara Signature offer Silver status for as long as we hold the card. This status comes with its own set of benefits that we can use when flying on Vistara.
- Earn 9 Club Vistara Points for every Rs 100 spent on Vistara flights base fare
- Extra 5 Kg baggage allowance
- 1 class upgrade voucher on Tier Renewal
Complimentary Airport Lounge Access
The Vistara SBI PRIME card leads here too. We get international airport lounge access which is missing on the Axis Vistara Signature card.
| Club Vistara SBI Card PRIME | Axis Bank Vistara Signature | |
|---|---|---|
| Airport Lounges in India | 2 visits per calendar quarter | 2 visits per calendar quarter |
| Airport Lounges outside India | 4 visits per calendar year | Not Available |
Which card is better – Club Vistara SBI Card PRIME vs Axis Vistara Signature?
While both Vistara SBI PRIME and Axis Vistara Signature have the same fee, the SBI Card PRIME is a much better option over the Axis Vistara Signature credit card for the below reasons.
- Milestone benefits at lesser spend – We get the fourth premium economy ticket at Rs 8 Lakhs spend on the Vistara SBI PRIME compared to Axis Vistara Signature at Rs 9 Lakhs.
- Extra milestone benefit – We get an extra benefit of Rs 10000 worth of Yatra Hotels gift voucher with Vistara SBI PRIME.
- International airport lounge access – If you travel outside India, it is always better to get the Club Vistara SBI PRIME credit card as it offers international airport lounge access.
