Kotak Bank League Platinum Credit Card

Kotak Bank League Credit Card


Joining Fee: LTF
Annual Fee: LTF




0.25% to 0.5%



Issued On

Visa, Rupay


Fuel Surcharge Waiver

Table of Contents

Kotak Bank League Platinum credit card is an entry-level offering with up to 0.5% return on spending. There is also a milestone benefit to get complimentary PVR tickets on target spending. While Kotak used to charge a fee for this card, we now have an LTF offer on this. So, if you want a Kotak Bank credit card for some offers you can check this one out.


Joining FeeNIL – LTF
Annual FeeNIL – LTF
Welcome BenefitNone
Annual Fee WaiverNot Applicable
Kotak Bank League Platinum Credit Card Review: Fees


The League Platinum card earns up to 8 reward points per Rs 150. There are two earning rates on the card depending on the total spent in a year and the purchase category.

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For Kotak League Platinum credit card, 1 RP = 0.4 Kotak Rewards. 1 Kotak Reward can be redeemed for 25 paise. So, each Kotak League Platinum RP has a value of only around 10 paise.

Annual SpendsSelect CategoriesOther Categories
Till Rs 2 Lakhs8 RP/Rs 150 ~0.5%4 RP/Rs 150 ~0.25%
Rs 2 Lakhs and above8 RP/Rs 150 ~0.5%8 RP/Rs 150 ~0.25%
Kotak Bank League Platinum Credit Card Review – Rewards Table

The select categories where we always earn 8 RP per Rs 150 are Travel Agencies, Tour Operators, Airlines, Electric Sales, Durable Goods, and Dept. Stores. Each RP is worth 25 paise for redemption. So, the reward rate is between 0.25% to 0.5% for all spending.

There are no rewards for fuel transactions.

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Milestone Benefit: Free PVR Tickets

Kotak Bank League Platinum Credit Card: Milestone Benefit (Photo by sampath sam on Unsplash)

We have a milestone benefit on this card. If we spend Rs 1.25 Lakhs on this card every 6 months, we get 4 free PVR tickets. Each free ticket is capped at Rs 400. This is a decent benefit.

If PVR tickets do not interest you, the other option is to get 10000 reward points for the milestone benefit. These 10000 reward points are equivalent to 4000 Kotak Reward Points which are worth Rs 1000 in value. So, do take the free PVR tickets over the reward points.

Rewards Redemption

Kotak Bank League Platinum Credit Card Reward Redemption

Accumulated reward points can be redeemed on the Kotak Rewards portal. The value for each reward point is 25 paise for all the options. Redemption options include:

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  • Domestic Flights and Hotels
  • Product Catalog
  • Mobile Recharge
  • Gift Vouchers including Amazon and Flipkart

Other Key Benefits and Charges

  • Foreign Currency Markup: 3.5%+GST ~4.13%
  • Reward Redemption Fee: None
  • Finance Charges: 3.5% per month or 42% per annum
  • Fuel Surcharge Waiver: 1% for transactions between Rs 500 and Rs 3000. The maximum waiver is capped at Rs 3500 per calendar year.
  • Railway Surcharge Waiver: Applicable for IRCTC bookings. The maximum waiver is Rs 500 per calendar year.

Final Thoughts

The Kotak League Platinum is a simple entry-level credit card that offers up to a 1.3% return. While this is decent, we have many cards that offer a better reward rate with a statement credit option. A few are the Amazon Pay ICICI, Flipkart Axis, SC Smart, and Axis Ace cards.

But, if you need a Kotak Bank credit card to avail of merchant offers then you can get this. It is LTF right now and Kotak is known to give good credit limits and increments later on. So, you can use it for other C2C applications.

Frequently Asked Questions

Kotak Bank League Platinum Credit Card

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5 thoughts on “Kotak Bank League Platinum Credit Card”

  1. you have made mistake there.. that is 10,000 reward points instead of 1000 on spends of 1.25L per 6 months.

      1. 10000 RPs are not worth 2500 here. Kindly fix that also . Its conversion rate is like 10RPs=1Rs .

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