IndusInd Bank Platinum Aura Edge Credit Card Review

IndusInd Bank Platinum Aura Edge Credit Card Review

Platinum Aura Edge is an entry-level credit card from IndusInd Bank. It is easy to get approved for this card and can be the stepping stone for a premium card like Legend in the future. Here is a review of the IndusInd Bank Platinum Aura Edge credit card and the rewards/benefits offered by it.

IndusInd Bank LTF Credit Cards

Joining/Annual Fee

IndusInd Bank offers credit cards at different joining fees for different customers. The same goes for the Platinum Aura Edge card.

More often than not, one can get the card for Lifetime Free (No joining/annual fee). The welcome benefit will also not be there in such cases.

Joining FeeRs 500 plus GST / LTF
Welcome BenefitEazyDiner Voucher / Vouchagram Vouchers
Annual FeeZero
IndusInd Platinum Aura Edge Credit Card – Fee

Rewards

Platinum Aura Edge card has four different reward plans. We need to choose the plan as per our spending patterns to get maximum rewards.

AU Bank LTF Credit Cards

Platinum Aura Edge Shop Plan

Spend CategorySaving Points / Rs 100Return
@50 paise / Point
Departmental Stores42%
Consumer Durables/Electronic Items21%
Restaurants / Books1.50.75%
Other Spends0.50.25%

Platinum Aura Edge Home Plan

Spend CategorySaving Points / Rs 100Return
@50 paise / Point
Grocery42%
Medical Spends1.50.75%
Utility Bills / Insurance Premium / Government Services / Education Institute Fees1.40.7%
Other Spends0.50.25%
LTF IDFC First Bank Credit Card

Platinum Aura Edge Travel Plan

Spend CategorySaving Points / Rs 100Return
@50 paise / Point
Hotels42%
Airlines2.51.25%
Car Rentals / Rail Tickets1.50.75%
Other Spends0.50.25%

Platinum Aura Edge Party Plan

Spend CategorySaving Points / Rs 100Return
@50 paise / Point
Restaurants42%
Departmental Stores / Bars / Pubs21%
Movie Tickets1.50.75%
Other Spends0.50.25%

My View

IndusInd Platinum Aura Edge is your regular entry-level card. Its rewards were also in line with other cards in the same segment when it was launched.

But, things change fast in the credit card world. Axis Ace / Flipkart Axis / Amazon Pay ICICI are cards that upped the game in the entry-level segment. With 1% to 5% cashback, these are the best cards to start with for anyone looking for an entry-level card. If looking for cashback, the Platinum Aura Edge is not a better card than those.

The reasons for getting the Platinum Aura Edge can be:

  • To take advantage of IndusInd Bank partner offers on e-commerce websites
  • To upgrade later to a higher variant like Legend credit card

IndusInd Bank Platinum Aura Edge Credit Card

CardMaven

Joining / Annual Fees
Rewards
Features and Benefits
3.3

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